Liberty FCU, a full-service credit union, is seeking a Commercial Lending Assistant. This position could be located at 1200 Forest Bridge Road, Louisville, KY. The ideal candidate for this position must provide exceptional member service to ensure a seamless loan process. This role will provide administrative support to commercial lending staff, interact with clients and third-party vendors, input commercial loan applications, and execute funding of loan packages. If interested, please proceed by clicking Apply.
Duties and responsibilities include but are not limited to the following:
- Assist lenders with various tasks such as obtaining and reviewing documents from borrowers, construction draw requests, ordering third party reports for loan transactions, appraisals, title work, environmentals, etc.
- Input commercial loan applications into credit system
- Prepare lending packages and fund loans
- Perform daily loan maintenance, monitor exceptions, and update reports
- Collect and file financial information from clients
- Act as the point of contact between lenders and employees/clients as necessary
- Review upcoming maturities with each officer and determine what financial information is needed in order to renew credit
- Serve as backup to other documentation specialists
- Perform research needed to resolve client problems in a timely manner
- Ensure loans are booked correctly and collateral is forwarded to appropriate department
- Ensure that all documents have proper signatures, dates, disclosures and other relevant data
- Work closely with other members of department to ensure exceptional service is provided to client base
Desired Skills and Qualifications:
- Detailed knowledge of processing, underwriting and closing procedures
- In-depth knowledge of credit union’s policies and procedures, lending procedures and credit policies
- Knowledge of federal lending regulations
- Ability to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired
- Must be able to establish productive business interpersonal relationships with others inside and outside the organization and to work with little direct supervision in carrying out the responsibilities assigned
- Must have working knowledge of Microsoft Office products and Internet Explorer
- Must have flexibility in working schedule; may be required to work weekends and/or extended hours. Reliable attendance is critical
- Ability to operate standard business equipment: fax, copiers, printers, calculators, computers, etc.
- Ability to present professional image
- Ability to handle sensitive documents or other confidential information
- Ability to work well under pressure
- Ability to perform multiple job functions and tasks with minimum supervision
- Ability to communicate and work well with all levels of employees, officers, and directors
- Must have attention to detail, and ability to meet deadlines and deal tactfully with clients (internal and external)
- College degree preferred, with a demonstrated mastery of loan processing principles. However, a combination of experience and education may be substituted for degree requirements
- Experience and overall understanding of loan systems and various related host systems
Physical Requirements:
- Normal office environment with little exposure to dust, noise and temperature
- Sitting for long periods
- Standing, bending, and lifting up to 20 pounds
- Extended viewing of CRT screen
- Occasional travel to branch offices, seminars, and various training courses may be required
- Paid Holidays
- Paid Time Off (Vacation, Sick and Personal Days)
- Medical, Dental and Vision Insurance
- 401(k) retirement program with matching funds
- Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
- Tuition Reimbursement Program
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
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