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Job Requirements This specific restaurant is independently owned and operated by a Whataburger franchise.&nbsp;Please click on the apply button below to be redirected to this franchisee’s website. Once there, you will be able to learn more about this position information and their application process.

Whataburger

Manager

Teller / Universal Banker Associate - Full Time$18.00 - $20.00 Per hourAs America’s first billion-dollar black-owned bank, Liberty Bank and Trust is a part of history, and we don’t take that success or the privilege to serve our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers looking to impact communities and families positively. If you have customer service experience or banking experience, we’d love to hear from you! To learn more about us, please visit our website at <a href="http://www.libertybank.net" target="_blank">www.libertybank.net</a>Our mission is to carry on the important work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, oruntapped talent, we believe in the possibility of financial freedom.The Universal Banker Associate provides first-line, quality customer service through face-to-face performance of primary bank transactions. This position will also utilize communication opportunities to offer additional bank services and products.At Liberty Bank and Trust, you'll find that there's freedom here - for our customers and you.What does it take to become a Teller / Universal Banker Associate?• &nbsp; &nbsp;Greet customers in the lobby, drive thru and/or on the phone.• &nbsp; &nbsp;Opens new deposit accounts.• &nbsp; &nbsp;Processes deposits, withdrawals, cash checks and other teller transactions.• &nbsp; &nbsp;Responsible for the security of assigned cash drawer and balances daily with data displayed on computer screen.• &nbsp; &nbsp;Processes deposits from ATM and night depository.• &nbsp; &nbsp;Identify and initiate sales opportunities.• &nbsp; &nbsp;Process and proof daily transactions; ensure proper holds are placed on checks according to regular CC guidelines.• &nbsp; &nbsp;Assists all retail related positions as needed/assigned.BenefitsAs you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:• &nbsp; &nbsp;Paid vacation and holidays, personal and sick days• &nbsp; &nbsp;Medical, Dental and Vision• &nbsp; &nbsp;FSA• &nbsp; &nbsp;Adoption Assistance• &nbsp; &nbsp;Life Insurance• &nbsp; &nbsp;Educational Reimbursement• &nbsp; &nbsp;401K and match• &nbsp; &nbsp;EAP/Health and Welfare Assistance• &nbsp; &nbsp;Training and Development• &nbsp; &nbsp;Online Marketplace* discounts on a variety of goods and services• &nbsp; &nbsp;Leadership Development• &nbsp; &nbsp;ERG/ Ambassador Group• &nbsp; &nbsp;Free and reduced-rate bank servicesWe do our best to make sure Liberty Bank and Trust is an incredible place not just to work but to build a career. We want you to learn, grow, and share in the success you help create. Within the company, there is also a future opportunity for growth.Ready to reinvent banking? We’re ready to talk about what’s next, and if you are too, please apply today!We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Insperity

Teller / Universal Banker Associate - Crowder Branch

Job description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.The Mortgage Experience Associate will be responsible for supporting the Mortgage Originations team by ordering supporting documents (including translations, international credit reports etc.). This role is also responsible for direct interaction with customers, and collaborating directly with mortgage support team, loan officers, and external vendorsAs our Mortgage Experience Associate you will:<ul><li>Prioritize work flow to meet deadlines</li><li>Serve as liaison to Mortgage Support Teams and external vendors</li><li>Proactively follow up on assigned tasks to ensure completion in timely manner&nbsp;</li><li>Manage mortgage process to ensure positive customer experience &nbsp;</li><li>Work closely with first time homebuyers who will require extra attention to understand program options, mortgage guidelines and what to expect throughout the process</li><li>Interact with the client regarding complex situations relating to third party grants, down payment assistance and closing cost coverage</li></ul>For this role, HSBC targets a pay range between $55,900 and $83,900.The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle. Requirements You´ll likely have the following qualifications to succeed in this role:<ul><li>Minimum of an associate’s degree in business, related field or equivalent experience</li><li>Minimum of an associate’s degree in business, related field or equivalent experience</li><li>5 years of proven experience</li><li>Fluent Spanish</li><li>Proven communications, decision-making, customer service, sales, support, problem-solving, multi-tasking and organizational skills&nbsp;</li><li>Proficiency with personal computers as well as pertinent mainframe systems and software packages</li><li>Ability to work independently, handle detail and maintain confidentiality&nbsp;</li><li>Working knowledge of the mortgage process, including pricing, registration, processing and closing</li><li>Incumbents in this role must successfully register with the Nationwide Mortgage Licensing System Registry (NMLSR) and must obtain a unique identifier through the registry that will be provided to consumers with whom the incumbent interacts. In addition, incumbents in this role must successfully renew their registration with the Nationwide Mortgage Licensing System Registry (NMLSR) annually</li></ul>In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

HSBC

Mortgage Experience Associate

Job description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.The Sr. Mortgage Specialist will be responsible for Closing Disclosure preparation, pre-closing condition satisfaction, closing package preparation and funding preparation. &nbsp;Interaction with the client regarding third-party grants, down payment assistance and closing cost coverage is required.As our Sr. Mortgage Specialist you will:<ul><li>Prepare accurate mortgage loans for closing, interacting with the client, recognizing that programs may be complex, including closing cost coverage, down payment assistance, and third-party grants</li><li>Support Change Circumstance, review disclosures, ensure timely and accurate closing disclosures are provided</li><li>Perform fee analysis and demonstrate understanding of estimated/final fees and fee tolerances</li><li>Generate accurate Closing Disclosures to support TRID and applicable regulations.</li><li>Achieve published standards and other key performance indicators (attendance, revenue, retention, service levels, operational risk, etc)</li><li>Meet all performance targets including standards in quality and productivity</li><li>Abide by first call resolution in alignment with global standards to promote customer satisfaction</li></ul>For this role, HSBC targets a pay range between $50,000 and $75,000.The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle. Requirements You´ll likely have the following qualifications to succeed in this role:<ul><li>Closing experience or related experience as well as knowledge of Mortgage systems (both LOS and Image)</li><li>Minimum of 2 years proven bank, mortgage business, mortgage systems related experience or equivalent</li><li>Minimum of bachelor’s degree in business, accounting, related field or equivalent experience</li><li>Proven communications, organizational, analytical, administrative, problem-solving, project management and interpersonal skills</li><li>Proficiency with personal computers&nbsp;</li><li>Ability to meet deadlines and objectives independently and within the team</li></ul>In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

Sr. Mortgage Specialist

Job description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.The Mortgage Specialist is actively involved in each key aspect of the loan process and is responsible for ensuring a shortened cycle time by providing exceptional service to third parties and internal departments from Application through Funding. This individual is proficient in collecting and analyzing a broad range of credit, collateral and compliance documents related to the mortgage process, ensuring loan quality and integrity. More importantly, the Mortgage Specialist exhibits well developed communication and interpersonal skills and the ability to work effectively with consumers, underwriting, mortgage experience associates, sales representatives, third party vendors and other parties linked to the mortgage transaction.&nbsp;As our Mortgage Specialist you will:<ul><li>Interact with the client regarding complex situations relating to third party grants, down payment assistance and closing cost coverage</li><li>Evaluate credit worthiness by completing a thorough review and evaluation of third-party mortgage documentation to assess accuracy and credit risk. Analyze international credit reports, foreign verification of employment and perform project reviews to support a credit risk decision. Analyze collateral documentation to ensure collateral supports HSBC’s overall risk</li><li>Ensure a consistent and proactive approach to prior-to-doc condition clearing, in an effort to constantly increase pull-through percentage. &nbsp;Meet or exceed current daily production expectations while ensuring accuracy and quality standards</li><li>Adhere to all federal, state and HSBC regulatory compliance polices while maintaining HSBC Code of Ethics. Ensure that HSBC’s security interest in the mortgage is protected</li><li>Utilize professional judgement for early identification and effective resolution or escalation of issues that arise</li><li>Develop and sustain relationships with third party vendors. Communicate and monitor quality performance and established standards</li><li>Immediately notify all necessary parties of irregularities relative to standard HSBC policy/guidelines</li><li>Responsible for pipeline management, taking ownership of loan processes, risk decisions and accountability for meeting or exceeding service level agreements with a proactive approach toward exceeding customer expectations</li><li>Achieve published standards and other key performance indicators (attendance, revenue, retention, service levels, quality, operational risk, etc.)</li><li>Complete other related duties as assigned, including but not limited to: providing guidance and training to less experienced personnel. Support HSBC’s diversity programs. &nbsp;Adhere strictly to compliance and operational risk controls with HSBC and regulatory standards, policies and practices: report control weaknesses, compliance breaches and operational loss events</li></ul>For this role, HSBC targets a pay range between $50,000 and $75,000.The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle. Requirements You´ll likely have the following qualifications to succeed in this role:<ul><li>Knowledge of Mortgage Products, Documents, Investor, and Compliance Requirements</li><li>Ability to make sound decisions based on information provided and defined policies</li><li>Ability to effectively multi-task and manage numerous duties/deadlines simultaneously, while maintaining high quality</li><li>Strong customer service, organizational and communication (written/oral) skills</li><li>Minimum of 2 years proven bank, mortgage business, mortgage systems related experience or equivalent</li><li>Minimum of bachelor’s degree in business, accounting, related field, or equivalent experience</li><li>Proven communications, organizational, analytical, administrative, problem-solving, and interpersonal skills</li><li>Proficiency with personal computers as well as pertinent HSBC systems and software</li><li>Ability to meet deadlines and objectives independently and within the team</li></ul>In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

Mortgage Specialist

Teller / Universal Banker Associate - Full Time$18.00 - $20.00 Per hourAs America’s first billion-dollar black-owned bank, Liberty Bank and Trust is a part of history, and we don’t take that success or the privilege to serve our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers looking to impact communities and families positively. If you have customer service experience or banking experience, we’d love to hear from you! To learn more about us, please visit our website at <a href="http://www.libertybank.net" target="_blank">www.libertybank.net</a>Our mission is to carry on the important work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, oruntapped talent, we believe in the possibility of financial freedom.The Universal Banker Associate provides first-line, quality customer service through face-to-face performance of primary bank transactions. This position will also utilize communication opportunities to offer additional bank services and products.At Liberty Bank and Trust, you'll find that there's freedom here - for our customers and you.What does it take to become a Teller / Universal Banker Associate?•&nbsp; &nbsp;&nbsp;Greet customers in the lobby, drive thru and/or on the phone.•&nbsp; &nbsp;&nbsp;Opens new deposit accounts.•&nbsp; &nbsp;&nbsp;Processes deposits, withdrawals, cash checks and other teller transactions.•&nbsp; &nbsp;&nbsp;Responsible for the security of assigned cash drawer and balances daily with data displayed on computer screen.•&nbsp; &nbsp;&nbsp;Processes deposits from ATM and night depository.•&nbsp; &nbsp;&nbsp;Identify and initiate sales opportunities.•&nbsp; &nbsp;&nbsp;Process and proof daily transactions through back counter; ensure proper holds are placed on checks according to regular CC&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; guidelines.•&nbsp; &nbsp;&nbsp;Assists all retail related positions as needed/assigned.BenefitsAs you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:•&nbsp; &nbsp;&nbsp;Paid vacation and holidays, personal and sick days•&nbsp; &nbsp;&nbsp;Medical, Dental and Vision•&nbsp; &nbsp;&nbsp;FSA•&nbsp; &nbsp;&nbsp;Adoption Assistance•&nbsp; &nbsp;&nbsp;Life Insurance•&nbsp; &nbsp;&nbsp;Educational Reimbursement•&nbsp; &nbsp;&nbsp;401K and match•&nbsp; &nbsp;&nbsp;EAP/Health and Welfare Assistance•&nbsp; &nbsp;&nbsp;Training and Development•&nbsp; &nbsp;&nbsp;Online Marketplace* discounts on a variety of goods and services•&nbsp; &nbsp;&nbsp;Leadership Development•&nbsp; &nbsp;&nbsp;ERG/ Ambassador Group•&nbsp; &nbsp;&nbsp;Free and reduced-rate bank servicesWe do our best to make sure Liberty Bank and Trust is an incredible place not just to work but to build a career. We want you to learn, grow, and share in the success you help create. Within the company, there is also a future opportunity for growth.Ready to reinvent banking? We’re ready to talk about what’s next, and if you are too, please apply today!We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Teller / Universal Banker Associate - Kansas City

&nbsp;Mortgage Loan OriginatorAmerica’s first billion-dollar black-owned bank,&nbsp;Liberty Bank and Trust&nbsp;is a part of history, and we don’t take that success or the privilege to serve our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers looking to impact communities and families positively.Our mission is to carry on the important work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom.As a Mortgage Loan Originator, you will originate portfolio loans, secondary market conventional, FHA, and VA loans compliant with investor requirements and all State and Federal laws and regulations. You will also create a new mortgage loan business for the bank by working with realtors, builders, past clients, in-bank referrals, and other referral partners.At Liberty Bank and Trust, you'll find freedom here - for our customers and you.To be successful in this role, you should have:<ul><li>Bachelor's degree in Business, Accounting, Finance or other relevant field</li><li>At least 5 years of related experience and/or training</li><li>Knowledge of conventional and/or government guidelines, loan processing, underwriting, and/or closing procedures/federal lending regulations governing real estate lending is a plus</li><li>Ability to manage a heavy pipeline of 25 plus loans and be familiar with FHA, VA, Federal Housing, Rural Housing, and HUD guidelines</li><li>Knowledge of Microsoft Office, including Outlook, Word, Excel, and PowerPoint</li><li>Certificates and Licenses: Nationwide Mortgage Licensing System (NMLS)</li><li>Knowledgeable in using various types of mortgage software applications</li><li>Strong interpersonal and customer service skills</li><li>High degree of accuracy</li><li>Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed</li><li>Service-oriented, polite, and respectful</li><li>Problem-solving, attention to detail, and analytical skills</li><li>Ability to read and interpret documents such as procedure manuals, general business correspondence, and/or journals or government regulations</li><li>Ability to read, analyze and interpret financial reports and/or legal documents</li><li>Ability to write routine reports and business correspondence</li><li>Continue to expand knowledge of issues influencing the industry and the organization</li><li>Strong verbal and written communication skills</li><li>Excellent organizational skills</li><li>Solid skills and in-depth knowledge of mortgage lending theory and practice</li></ul>Your responsibilities as the Mortgage Loan Originator will include:<ul><li>Be active in the community and in job-related organizations to enhance the network of beneficial contacts to achieve mortgage sales goals and objectives</li><li>Market and promote Liberty Bank’s loan programs and financial products in the community</li><li>Originate loans and meets the Company’s minimum production standards by taking complete and accurate loan applications, using Liberty Bank’s product set, processes, and systems</li><li>Respond to customer inquiries and referrals that are generated from both their contacts and other Liberty Bank business channels</li><li>Conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gathers any additional required information</li><li>Take a complete application and collects all required documentation (such as income tax return, bank account number, purchase agreement, and property description, etc.) for verification</li><li>Prepare the borrower(s) for the process and keeps ALL the parties involved in the process up to date on all critical developments and the status of the application</li><li>Inform the applicant of closing costs such as appraisal, credit report, and notary fees</li><li>Coordinate the closing with the borrower(s), closing agents, Realtors, and others involved in the transaction</li><li>Ensure exceptional customer service by maintaining a thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies, and adhering to HMDA requirements</li><li>Develop strong partnerships with employees to promote mortgage loan originations through the corporate footprint</li><li>Build and maintain good relationships with customers and referral partners</li><li>Exhibit consultative sales and promotional experience to provide recommendations based on financial analysis and acumen, product knowledge, and knowledge of the customer's financial needs, goals, and circumstances</li><li>Maintain the mortgage file to ensure all paperwork and documentation are current and accurate</li><li>Maintain, audit, and update loan documents in Encompass according to the Mortgage Department’s policies and procedures</li><li>Maintain current knowledge of the Bank’s policies and procedures, as well as state and federal regulations, as they relate to documents and funding</li><li>Reconcile all fees and figures relating to each loan accurately and timely</li><li>Perform other duties as assigned</li></ul>&nbsp;BenefitsAs you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:<ul><li>Paid vacation and holidays, personal and sick days</li><li>Medical, Dental, and Vision</li><li>Life Insurance</li><li>FSA</li><li>Adoption Assistance</li><li>Educational Reimbursement</li><li>401K and match</li><li>Employee Stock Purchas Plan</li><li>EAP/Health and Welfare Assistance</li><li>Training and Development</li><li>Online Marketplace* discounts on a variety of goods and services</li><li>Leadership Development</li><li>ERG/ Ambassador Group</li><li>Free and reduced-rate bank services</li></ul>We do our best to make sure Liberty Bank and Trust is an incredible place not just to work but to build a career. We want you to learn, grow and share in the success you help create. &nbsp;Within the company, there is also a future opportunity for growth.We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Mortgage Loan Originator

&nbsp;Mortgage Loan OriginatorAmerica’s first billion-dollar black-owned bank,&nbsp;Liberty Bank and Trust&nbsp;is a part of history, and we don’t take that success or the privilege to serve our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers looking to impact communities and families positively.Our mission is to carry on the important work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom.As a Mortgage Loan Originator, you will originate portfolio loans, secondary market conventional, FHA, and VA loans compliant with investor requirements and all State and Federal laws and regulations. You will also create a new mortgage loan business for the bank by working with realtors, builders, past clients, in-bank referrals, and other referral partners.At Liberty Bank and Trust, you'll find freedom here - for our customers and you.To be successful in this role, you should have:<ul><li>Bachelor's degree in Business, Accounting, Finance or other relevant field</li><li>At least 5 years of related experience and/or training</li><li>Knowledge of conventional and/or government guidelines, loan processing, underwriting, and/or closing procedures/federal lending regulations governing real estate lending is a plus</li><li>Ability to manage a heavy pipeline of 25 plus loans and be familiar with FHA, VA, Federal Housing, Rural Housing, and HUD guidelines</li><li>Knowledge of Microsoft Office, including Outlook, Word, Excel, and PowerPoint</li><li>Certificates and Licenses: Nationwide Mortgage Licensing System (NMLS)</li><li>Knowledgeable in using various types of mortgage software applications</li><li>Strong interpersonal and customer service skills</li><li>High degree of accuracy</li><li>Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed</li><li>Service-oriented, polite, and respectful</li><li>Problem-solving, attention to detail, and analytical skills</li><li>Ability to read and interpret documents such as procedure manuals, general business correspondence, and/or journals or government regulations</li><li>Ability to read, analyze and interpret financial reports and/or legal documents</li><li>Ability to write routine reports and business correspondence</li><li>Continue to expand knowledge of issues influencing the industry and the organization</li><li>Strong verbal and written communication skills</li><li>Excellent organizational skills</li><li>Solid skills and in-depth knowledge of mortgage lending theory and practice</li></ul>Your responsibilities as the Mortgage Loan Originator will include:<ul><li>Be active in the community and in job-related organizations to enhance the network of beneficial contacts to achieve mortgage sales goals and objectives</li><li>Market and promote Liberty Bank’s loan programs and financial products in the community</li><li>Originate loans and meets the Company’s minimum production standards by taking complete and accurate loan applications, using Liberty Bank’s product set, processes, and systems</li><li>Respond to customer inquiries and referrals that are generated from both their contacts and other Liberty Bank business channels</li><li>Conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gathers any additional required information</li><li>Take a complete application and collects all required documentation (such as income tax return, bank account number, purchase agreement, and property description, etc.) for verification</li><li>Prepare the borrower(s) for the process and keeps ALL the parties involved in the process up to date on all critical developments and the status of the application</li><li>Inform the applicant of closing costs such as appraisal, credit report, and notary fees</li><li>Coordinate the closing with the borrower(s), closing agents, Realtors, and others involved in the transaction</li><li>Ensure exceptional customer service by maintaining a thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies, and adhering to HMDA requirements</li><li>Develop strong partnerships with employees to promote mortgage loan originations through the corporate footprint</li><li>Build and maintain good relationships with customers and referral partners</li><li>Exhibit consultative sales and promotional experience to provide recommendations based on financial analysis and acumen, product knowledge, and knowledge of the customer's financial needs, goals, and circumstances</li><li>Maintain the mortgage file to ensure all paperwork and documentation are current and accurate</li><li>Maintain, audit, and update loan documents in Encompass according to the Mortgage Department’s policies and procedures</li><li>Maintain current knowledge of the Bank’s policies and procedures, as well as state and federal regulations, as they relate to documents and funding</li><li>Reconcile all fees and figures relating to each loan accurately and timely</li><li>Perform other duties as assigned</li></ul>&nbsp;BenefitsAs you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:<ul><li>Paid vacation and holidays, personal and sick days</li><li>Medical, Dental, and Vision</li><li>Life Insurance</li><li>FSA</li><li>Adoption Assistance</li><li>Educational Reimbursement</li><li>401K and match</li><li>Employee Stock Purchas Plan</li><li>EAP/Health and Welfare Assistance</li><li>Training and Development</li><li>Online Marketplace* discounts on a variety of goods and services</li><li>Leadership Development</li><li>ERG/ Ambassador Group</li><li>Free and reduced-rate bank services</li></ul>We do our best to make sure Liberty Bank and Trust is an incredible place not just to work but to build a career. We want you to learn, grow and share in the success you help create. &nbsp;Within the company, there is also a future opportunity for growth.&nbsp;We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

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