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At American Express, our culture is built on a 175-year history of innovation, shareAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Overview of the DepartmentCommercial Rating and Underwriting (CRU) sits within the Risk and Information Management division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally.&nbsp; Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity.&nbsp; CRU is led from Salt Lake City with regional teams in New York, London, Singapore, and Sydney.In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also calculates the loss given default of these obligors while underwriting card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by the bank’s primarily regulatory, the Federal Reserve.&nbsp; &nbsp;How will you make an impact in this role?Senior Analysts are responsible for rating and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs.&nbsp; Assessment includes understanding of the need for credit extension, profitability of the relationship, and program structures.Minimum Qualifications<ul><li>Bachelor’s degree in Finance, Economics, Accounting, Statistics, or other quantitative subjects/fields of study. Candidates with other majors who have a strong desire to work in credit analysis are also encouraged to apply</li><li>0-5 years work experience in credit analysis or a related field</li><li>Understanding of fundamental financial analysis including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations</li><li>Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting</li><li>Comfort with public agency ratings and supporting analysis</li><li>Understanding of current macroeconomic trends and how to provide recommendations to improve the probability of default (PD) estimation based on the business cycle</li><li>Experience preparing company-specific and industry-wide credit memorandums</li><li>Familiarity with global markets</li></ul>Preferred Qualifications<ul><li>MBA or Masters in Finance, Economics, or other quantitative subjects/fields of study preferred.</li><li>Relevant certifications such as CFA and FRM a plus</li><li>Bi-lingual Spanish speaking ability</li></ul>Salary Range: $78,000.00 to $124,750.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions

American Express

Senior Analyst-Risk Management

At Revere Health, we believe there is a better path to healing and healthcare maintenance, and we’re working on this mission—one patient at a time. We’re a national leader in a movement called value-base care which aims to improve treatment outcomes and keep costs down. Our internal culture is one that promotes respect and consistently recognizes the impact that individual employees have on the mission of the organization.Position Summary:&nbsp;Our busy Urology office is recruiting a part-time receptionist. Successful candidate will maintain a professional image in all communications and have exceptional phone skills.Essential Job Functions:&nbsp;- Answer incoming calls, schedule patient appointments, respond to patient questions. - Greet patients and visitors, check patients in and out at front desk, collect co-payments, reconcile daily cash reports. - Other duties as assigned.Qualifications:&nbsp;- Professional image - Team player - Excellent telephone etiquette - Experience in customer service - Ability to optimize patient satisfaction - Computer skillsHours:&nbsp;Friday 8:00A-2:00P

Revere Health

Receptionist-PT-Urology-Provo

At Revere Health, we believe there is a better path to healing and healthcare maintenance, and we’re working on this mission—one patient at a time. We’re a national leader in a movement called value-base care which aims to improve treatment outcomes and keep costs down. Our internal culture is one that promotes respect and consistently recognizes the impact that individual employees have on the mission of the organization.Position Summary:&nbsp;Certified Medical AssistantEssential Job Functions:&nbsp;This is a great opportunity to work in a respected practice as a certified medical assistant. Successful candidate must maintain a professional image in the office and in all communications. Must be able to multi-task while maintaining good patient and staff relations and providing outstanding customer service. • Facilitates quality patient care under the supervision of the provider. • Verifies patient information by interviewing patient; recording medical history; confirming purpose of visit, reconciling medication lists. • Prepares patients for examination by performing preliminary physical tests. • Secures patient information and maintains patient confidence by completing and safeguarding medical records; completing diagnostic coding and procedure coding; keeping patient information confidential. • Helps with office procedures, injections, etc., as requested. • Triages phone messages from patients. Reviews messages with physicians and responds as directed in a prompt and courteous manner. • Communicates test and lab results and transmits other information from provider to patient. Answers questions as appropriate. • Schedules referrals and follow-ups as needed; submits prescriptions per provider instructions. • Works with insurance companies, pharmacies as needed for prior authorizations. • Maintains safe, secure, and healthy work environment by establishing and following standards and procedures, complying with legal regulations. • Keeps exam rooms clean and patient ready. • Keeps supplies ready by inventorying stock, noting when supplies are needed. • Keeps equipment operating by following operating instructions; troubleshooting breakdowns; maintaining supplies; performing preventive maintenance. • Serves and protects the medical practice by adhering to clinic and professional standards, policies and procedures, federal, state, and local requirements. • Maintains CPR certification. • Other duties as assigned.Qualifications:&nbsp;• Completion of and certification from an accredited Medical Assistant Program. • CPR certification (or completed within 4 months of hiring) • Working knowledge of medical terminology • Ability to bend, reach lift, pull, push and/or carry up to 10 pounds regularly and up to 50 pounds occasionally is required. Ability to stand and sit for prolonged periods of time. • Demonstrate excellent computer, telephone, and communication skills. • Outstanding customer service, organization, and attention to detail. • Must be a self-starter, a team player, dependable, friendly, and professional and be able to multi-task and work efficiently while remaining calm and productive. • Previous medical experience preferred but not required.Hours:&nbsp;Wednesday 12:45-5 Thursday 7:45-5 Friday 7:45-5

Certified Medical Assistant-PT-Family Medicine-Salem

At Revere Health, we believe there is a better path to healing and healthcare maintenance, and we’re working on this mission—one patient at a time. We’re a national leader in a movement called value-base care which aims to improve treatment outcomes and keep costs down. Our internal culture is one that promotes respect and consistently recognizes the impact that individual employees have on the mission of the organization.Position Summary:&nbsp;Our physical therapy office is looking for an outstanding aide to join our team.Essential Job Functions:&nbsp;Aides perform a variety of tasks related to patient care including guiding patient through exercises that have been prescribed by the physical therapist. Additionally, aides will assist in cleaning and maintain the clinic and equipment.Qualifications:&nbsp;-High School Graduate -Good computer skills -Excellent interpersonal and customer service -Able to communicate well with patients -Takes direction well -Works well with a team.Hours:&nbsp;Tuesdays 7:00am-5:00pm

Physical Therapy Aide-PT-Salem

At Revere Health, we believe there is a better path to healing and healthcare maintenance, and we’re working on this mission—one patient at a time. We’re a national leader in a movement called value-base care which aims to improve treatment outcomes and keep costs down. Our internal culture is one that promotes respect and consistently recognizes the impact that individual employees have on the mission of the organization.Position Summary:&nbsp;We are looking for a motivated, outgoing candidate to join our laboratory staff; a candidate that wants to contribute to the health care team by performing essential laboratory testing at our East Bay Microbiology laboratory, and providing coverage as needed in our American Fork, Provo, and Salem labs. As one of our team members, you will provide support with the daily activities of the medical laboratory. Our expectation is to provide courteous and friendly service with multiple patients and offices. We expect that you will maintain a professional image in appearance and conduct; balance team and individual responsibilities to contributes to a positive work environment. Because you will interact with all ranges of providers, patients, and co-workers, must have excellent communication skills to interact effectively.Essential Job Functions:&nbsp;• Demonstrate competency to provide support of the medical laboratory including performing general laboratory moderate and waived complexity tests. • Receiving and processing specimens for lab testing. • Microbiology specimen culture, and sensitivity set-up. • Performance of quality control, troubleshooting and instrument maintenance. • Perform phlebotomy and other specimen collection. • Provide an excellent customer experience with every encounter to patients and co-workers both in and out of the laboratory. • Clerical and other duties as assigned.Qualifications:&nbsp;• High School diploma or equivalent. • Previous phlebotomy experience required. • Previous laboratory experience preferred.Hours:&nbsp;• East Bay Lab - PRN rotating Saturdays and occasional holiday shifts. Hours will vary depending upon workload. • American Fork, Provo and Salem lab PRN covering needed phlebotomy staff shifts. Hours will vary according to the needs of the laboratory.

PRN Lab Assistant-Laboratory-Provo

At Revere Health, we believe there is a better path to healing and healthcare maintenance, and we’re working on this mission—one patient at a time. We’re a national leader in a movement called value-base care which aims to improve treatment outcomes and keep costs down. Our internal culture is one that promotes respect and consistently recognizes the impact that individual employees have on the mission of the organization.Position Summary:&nbsp;Part time Receptionist needed for a Family Medicine and Urgent care clinic. You will be taking patient phone calls, creating accounts for new patients, scheduling appointments, and creating tasks with patient questions and concerns, working closely with the physicians and staff. Essential Job Functions: Arrive each day ready to have a professional working relationship with patients, physicians, and co-workers. Assist in accurately setting up and maintaining patient information while also providing excellent customer service. As a receptionist, you should love interacting with new people, making personal connections easily, and ensuring that every patient feels welcome and valued. You will be one of the first interactions that patients will have when they call in to the organization You will navigate challenging opportunities as they arise and provide excellent customer service to our patients, co-workers, and physicians. You are the key to helping our patients understand our processes and procedures. You will feel good about representing a company with a solid reputation and playing an important role in the success of its physicians and employees. Are you a team player with a positive, can-do attitude? Do you have excellent communication and interpersonal skills? Are you self-motivated and able to work independently? If so, then we want you to join our team!Essential Job Functions:&nbsp;Greeting patients as they arrive and being a central figure of the front desk Answer incoming calls, take messages, transfer calls and make calls to patients as needed Prior Authorizations, calling insurance companies Identifying and resolving minor patient billing issues or questions Managing patient appointments, insurance information and co-pay collection Updating and maintaining patient records through our electronic system Working with our team to streamline the patient experience Maintain cleanliness of the waiting room and other areas as needed Other duties as assignedQualifications:&nbsp;Must have front desk experience-Medical front desk is preferred Excellent communication skills Multi-tasking Ease with people, phones and computer programsHours:&nbsp;Clinic hours are Monday-Saturday 8am-8pm Shifts vary Rotating Saturdays for UC

Medical Receptionist-PT-Urgent Care/Family Medicine-Eagle Mountain

At Revere Health, we believe there is a better path to healing and healthcare maintenance, and we’re working on this mission—one patient at a time. We’re a national leader in a movement called value-base care which aims to improve treatment outcomes and keep costs down. Our internal culture is one that promotes respect and consistently recognizes the impact that individual employees have on the mission of the organization.Position Summary:This is a great opportunity to work in a respected practice as a certified medical assistant working with pediatric patients and family medicine. Successful candidate must maintain a professional image in the office and in all communications. Must be able to multi-task while maintaining good patient and staff relations and providing outstanding customer service. Essential Job Functions:&nbsp;Facilitates quality patient care under the supervision of the provider. Verifies patient information by interviewing patient; recording medical history; confirming purpose of visit, reconciling medication lists. Prepares patients for examination by performing preliminary physical tests. Secures patient information and maintains patient confidence by completing and safeguarding medical records; completing diagnostic coding and procedure coding; keeping patient information confidential. Helps with office procedures, injections, etc., as requested. Triages phone messages from patients. Reviews messages with physicians and responds as directed in a prompt and courteous manner. Communicates test and lab results and transmits other information from provider to patient. Answers questions as appropriate. Schedules referrals and follow-ups as needed; submits prescriptions per provider instructions. Works with insurance companies, pharmacies as needed for prior authorizations. Maintains safe, secure, and healthy work environment by establishing and following standards and procedures, complying with legal regulations. Keeps exam rooms clean and patient ready. Keeps supplies ready by inventorying stock, noting when supplies are needed. Keeps equipment operating by following operating instructions; troubleshooting breakdowns; maintaining supplies; performing preventive maintenance. Serves and protects the medical practice by adhering to clinic and professional standards, policies and procedures, federal, state, and local requirements. Maintains CPR certification. Other duties as assigned. Qualifications:&nbsp;Completion of and certification from an accredited Medical Assistant Program. CPR certification (or completed within 4 months of hiring) Working knowledge of medical terminology Ability to bend, reach lift, pull, push and/or carry up to 10 pounds regularly and up to 50 pounds occasionally is required. Ability to stand and sit for prolonged periods of time. Demonstrate excellent computer, telephone and communication skills. Outstanding customer service, organization and attention to detail. Must be a self-starter, a team player, dependable, friendly and professional and be able to multi-task and work efficiently while remaining calm and productive. Previous medical experience preferred but not required. Hours:&nbsp;Monday, Tuesday and Wednesdays 8:30am-5:00pm (maybe later depending on patient volumes for the day)

Certified Medical Assistant-PT-Hobble Creek Pediatrics/Family Medicine-Springville

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.American Express’ Global Financial Crimes Compliance (“GFCC”) team is responsible for leading the enterprise-wide Anti-Money Laundering, Sanctions, and Anti-Corruption compliance functions. This team has global responsibility for identifying, investigating, and reporting suspicious activity, including money laundering and terrorist financing, and provides broad analytical and operational support for the company’s enterprise-wide AML function. GFCC is part of the broader Global Risk &amp; Compliance organization.The GFCC Program Oversight and Risk Management team collaborates with GFCC and other compliance and business partners to bolster the global financial crimes compliance program through program monitoring, enhancements, governance, and risk management for GFCC by developing, overseeing, and executing on reporting, project and issue management, and risk rating and assessments.&nbsp; Team responsibilities include oversight of projects managed across GFCC and external teams; oversight and coordination of Operational Risk Events; management and oversight of formal and internal management reporting, metrics, and identification of key risk indicators; managing development of processes and controls to ensure efficiency and sustainability; and management and execution of the centralized GFCC risk assessment process for the customer risk rating and money laundering risk assessment.How will you make an impact in this role?Reporting to a manager within GFCC Program Oversight and Risk Management, responsibilities in this role will include a combination of the following:<ul><li>Oversee the Customer Risk Rating (CRR) process, which risk rates every customer/account for anti-money laundering risk.</li><li>Collaborate with Line of Business and Market Compliance Officers to identify changes to the CRR to risk rate customers/accounts.</li><li>Develop risk element rules in a testing environment to simulate changes.</li><li>Analyze large sets of data to validate results and identify drivers of customer risk.</li><li>Document and communicate results and observations to stakeholders.</li><li>Prepare documentation when the changes are implemented to production.</li><li>Provide support to stakeholders and business partners.</li></ul>Minimum Qualifications<ul><li>Proficiency in Microsoft Excel, including advanced functions such as VLOOKUP, pivot tables, and data analysis techniques.</li><li>Self-starter with the ability to take initiative and work independently.</li><li>Excellent time management skills with the ability to manage multiple tasks, proactively identify and address challenges, prioritize tasks, and meet deadlines in a dynamic work environment.</li><li>Strong analytical ability including proficiency in interpreting and analyzing large sets of data.</li><li>Ability to make well-informed decisions based on thorough analysis and critical thinking.</li><li>Strong problem-solving skills with the ability to think creatively and propose innovative solutions to complex problems.</li><li>Proven track record of working collaboratively with the ability to build positive relationships and contribute to collective goals.</li><li>Excellent communication skills, both written and verbal, with the ability to effectively articulate findings and recommendations to diverse audiences.</li></ul>Preferred Qualifications<ul><li>Strong SQL skills with the ability to write complex queries and perform data manipulation tasks.</li><li>Professional certification (e.g. Certified Anti-Money Laundering Specialist (CAMS)) a plus.</li><li>Previous experience in AML compliance, financial crimes investigation, or related roles within the financial services industry.</li></ul>Salary Range: $65,500.00 to $102,500.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Analyst-Compliance

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.Key Responsibilities<ul><li>Partner with the Product Owner in maintaining and enhancing Regulation O systems of record (ROUTe and ROUTeCM) to ensure effective program management.</li><li>Execute user acceptance and post-implementation testing for system changes, documenting results and partnering with technology teams to resolve issues.</li><li>Assist with management of day-to-day operations of the program.</li><li>Identify and monitor insiders, tangle economic benefits, related interests, and principal shareholders with the program.</li><li>Leverage relationship management skills to collaborate across the organization in identifying insiders and executing Regulation O requirements.</li><li>Cultivate a healthy skepticism and sense of vigilance regarding any changes or enhancements that may impact Regulation O.</li></ul>Minimum Qualifications<ul><li>Excellent organizational and project management skills, with the ability to manage multiple priorities.</li><li>Understanding of American Express’ process and organization structure.</li><li>Experience in risk management and compliance functions, with a clear understanding of control frameworks.</li><li>Demonstrated ability to manage confidential and sensitive data with integrity and discretion, particularly data related to Regulation O insiders.</li><li>Strong written and verbal communication skills with the ability to influence stakeholders at all levels.</li><li>Proven collaboration skills, with the ability to influence without authority.</li><li>Thrives in ambiguous, fast-paced environments while maintaining focus on outcomes.</li><li>Strong analytical skills with ability to assess complex problems, identify solutions, and drive continuous improvement.&nbsp;</li><li>Ability to work independently while contributing effectively to team goals/initiatives.&nbsp;</li></ul>Preferred Qualifications<ul><li>Bachelor’s degree in business, information systems, finance, or a related field.</li><li>Previous experience utilizing AGILE methodology.</li></ul>Salary Range: $65,500.00 to $102,500.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Regulation O Analyst

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.Overview of the DepartmentCommercial Rating and Underwriting (CRU) sits within the Risk and Information Management division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally.&nbsp; Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity.&nbsp; CRU is led from Salt Lake City with regional teams in New York, London, Singapore, and Sydney.In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also calculates the loss given default of these obligors while underwriting card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by the bank’s primarily regulatory, the Federal Reserve.&nbsp; &nbsp;How will you make an impact in this role?Analysts are responsible for rating and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs.&nbsp; Assessment includes understanding of the need for credit extension, profitability of the relationship, and program structures.Minimum Qualifications<ul><li>Bachelor’s degree in Finance, Economics, Accounting, Statistics, or other quantitative subjects/fields of study. Candidates with other majors who have a strong desire to work in credit analysis are also encouraged to apply</li><li>0-5 years work experience in credit analysis or a related field</li><li>Understanding of fundamental financial analysis including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations</li><li>Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting</li><li>Comfort with public agency ratings and supporting analysis</li><li>Understanding of current macroeconomic trends and how to provide recommendations to improve the probability of default (PD) estimation based on the business cycle</li><li>Experience preparing company-specific and industry-wide credit memorandums</li><li>Familiarity with global markets</li></ul>Preferred Qualifications<ul><li>MBA or Masters in Finance, Economics, or other quantitative subjects/fields of study preferred.</li><li>Relevant certifications such as CFA and FRM a plus</li><li>Bi-lingual Spanish speaking ability</li></ul>Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

77 Full Time Jobs in Orem, UT, USA