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At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&amp;L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.This role is for a Global Capabilities Product Owner in the Regulatory Automation and Change Management team within Financial Reporting Quality Assurance Organization (FRQA), in support of the Regulatory Reporting Automation program. Global Capabilities Product Owner team is responsible for delivering regulatory data and automation capabilities required to support the regulatory reporting team. Some of the key capabilities supported by the team include areas like Regulatory data domain, Cash flow projections, Analytical drill down, Counterparty classifications, Basel RWA calculations etc. This individual will coordinate with several groups within American Express during the course of designing, implementing, and migrating the implemented solution into production. The individual selected will partner closely with the Data Sourcing Architects and Process Owners to drive the priorities of the technology scrum team and ensure that the software features developed aligns with original requirements provided. Also, the individual would need to monitor project progress, solve issues that arise and write technical features and user stories.This team has a holistic understanding of numerous data sources, processing &amp; regulatory reports. The Product Owner is a collaborator, a well-organized, action-oriented individual with exceptional leadership and functional expertise, confident in presenting, facilitating, and building a network of strong relationships across our organization. This role will require strong collaboration with Technology to design how functionality will work and design the validation process at regular intervals that the software features developed align with original requirements provided to the team.How will you make an impact in this role?·&nbsp; &nbsp;&nbsp;Participate in daily stand ups with the pods (implementation groups for various portfolios of the Company for data sourcing and regulatory classification and reporting), leading and delivering efficient solution to complex prioritization and business requirement·&nbsp; &nbsp;&nbsp;Lead and guide regulatory reporting data and automation requirements on existing processes and datasets to understand and support Point of Arrival (POA) process design.·&nbsp; &nbsp;&nbsp;Develop functional requirement documentation and process specific design documentation to support regulatory report owner requirements and testing lifecycle processes.·&nbsp; &nbsp;&nbsp;Understand and guide determining portfolios, data elements and attribute analysis grain of data required for designing processes.·&nbsp; &nbsp;&nbsp;Work with complex cross functional teams: Engineers, Architects, governance &amp; business partners·&nbsp; &nbsp;&nbsp;Closely collaborate with users to understand the pain points, requirements, feedback and provide them with timely resolutions·&nbsp; &nbsp;&nbsp;Identify and support business requirements, functional design, prototyping, testing, training, and supporting implementations.·&nbsp; &nbsp;&nbsp;Design and build ongoing data process controls by collaborating with Technology and Data Governance as needed·&nbsp; &nbsp;&nbsp;Manage program blocking issues, anticipate and make tradeoffs, and balance the business needs versus technical or operational constraints·&nbsp; &nbsp;&nbsp;Document and understand core components of solution architecture including data patterns, data-related capabilities, and standardization and conformance of disparate datasets.·&nbsp; &nbsp;&nbsp;Lead and guide the implementation of master and reference data to be used across operational and reporting processes.·&nbsp; &nbsp;&nbsp;Coordinate with various Product Owners, Process Owners, Subject Matter Experts, Solution Architecture colleagues, and Data Management team to ensure builds are appropriate.·&nbsp; &nbsp;&nbsp;Knowledgeable in development methodologies, using tools such as SQL, to drive understanding of the system functionality and expected automation results.Minimum Qualifications:·&nbsp; &nbsp;&nbsp;Degree in Finance/Accounting and/or Information Technologies.·&nbsp; &nbsp;&nbsp;5+ years of work experience in the US Federal Reserve/financial US regulatory reporting, banking/financial services, and/or Controllership.·&nbsp; &nbsp;&nbsp;Working knowledge of Scaled Agile Framework, have an Agile mindset, and can embrace new opportunities and adapt easily to change·&nbsp; &nbsp;&nbsp;Experience eliciting and documenting technical business requirements via the creation of features and user stories·&nbsp; &nbsp;&nbsp;Strong understanding of relational database concepts and experience working in a big data environment (Hadoop/Cornerstone) preferred both on-prem and cloud capabilities·&nbsp; &nbsp;&nbsp;IT Data management experience·&nbsp; &nbsp;&nbsp;Previous work experience in various IT disciplines such as Infrastructure, software development, data management or data analytics·&nbsp; &nbsp;&nbsp;Exhibits organizational skills with the ability to meet/exceed critical deadlines and manage multiple deliverables simultaneously.·&nbsp; &nbsp;&nbsp;A self-starter, proactive team player with a passion to consistently deliver high quality service and exceed customers’ expectations.·&nbsp; &nbsp;&nbsp;Strong analytical and problem-solving skills as well as the ability to create impactful relationships with key stakeholders·&nbsp; &nbsp;&nbsp;Excellent relationship building, presentation and collaboration skills.·&nbsp; &nbsp;&nbsp;Excellent written and verbal communications with ability to communicate highly complex concepts and processes in simple terms and pragmatically across Finance, Business and Technology stakeholders.·&nbsp; &nbsp;&nbsp;Display thought leadership, drive process, and support work/life balance initiatives.&nbsp;Preferred Qualifications:·&nbsp; &nbsp;&nbsp;Knowledge of US Regulatory Reports (Y9C, Y14, Y15, 2052a, amongst others)·&nbsp; &nbsp;&nbsp;Working exposure in development of financial data domains to support regulatory and analytical requirements for large scale banking/financial organizations·&nbsp; &nbsp;&nbsp;SaFe Agile certified is a plus·&nbsp; &nbsp;&nbsp;Project Management Professional (PMP) certified is a plus·&nbsp; &nbsp;&nbsp;Knowledge and working experience on AxiomSL/Adenza/Nasdaq solutions&nbsp;·&nbsp; &nbsp;&nbsp;Testing management and execution experience is a plus·&nbsp; &nbsp;&nbsp;Foundational data architecture principles and data management experience·&nbsp; &nbsp;&nbsp;Certified Data Management Professional (CDMP) is a plusSalary Range: $103,750.00 to $174,750.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.&nbsp;

American Express

Manager - Global Capabilities Product Owner

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.Position SummaryThe Senior Manager, Internal Fraud Program Management &amp; Quality Assurance plays a critical leadership role in ensuring the success, consistency, and control effectiveness of the enterprise-wide Internal Fraud Program. This leader will oversee a small team of program managers responsible for driving program execution, strategic initiatives, and quality assurance across the Internal Fraud Center of Excellence (COE).This position is accountable for establishing program discipline, ensuring adherence to enterprise standards, managing cross-functional coordination, and embedding quality assurance (QA) mechanisms that monitor control performance and operational readiness. The ideal candidate will have a strong background in program management, governance, and risk oversight — with the ability to influence across multiple stakeholders in a highly regulated, complex environment.Key Responsibilities<ul><li>Lead the development and execution of internal fraud program plans, ensuring alignment with enterprise fraud risk strategy and risk management frameworks.</li><li>Manage cross-functional initiatives that enhance detection, prevention, governance, and reporting capabilities within the Internal Fraud COE.</li><li>Establish and maintain program management standards, tools, and documentation consistent with enterprise PMO expectations.</li><li>Oversee tracking and delivery of program milestones, budgets, and risk mitigation activities.</li><li>Serve as the central coordination point between stakeholders across all lines of defense for internal fraud related matters</li></ul><ul><li>Design and oversee the Quality Assurance (QA) framework for internal fraud processes, ensuring consistent adherence to enterprise standards, procedures, and policies.</li><li>Lead the review and testing of internal fraud processes, controls, and rule implementations to assess design and operating effectiveness.</li><li>Identify gaps or weaknesses in process execution and partner with control owners to develop timely and effective remediation plans.</li><li>Create standardized QA scorecards and reporting to provide transparency into control health and program maturity.</li><li>Support readiness and validation activities for audits, regulatory exams, and internal reviews.</li></ul><ul><li>Partner with the Director to prepare materials and updates for governance committees, management meetings, and risk reviews.</li><li>Coordinate across the Reporting &amp; Insights and Governance teams to align quality and program performance metrics with enterprise dashboards.</li><li>Build strong partnerships with 2LOD (Operational Risk, Compliance) and 3LOD (Audit) partners to ensure alignment on QA methodology and testing outcomes.</li><li>Ensure consistent communication and engagement across program stakeholders to drive transparency and accountability.</li></ul><ul><li>Lead, mentor, and develop a small team of program managers and QA analysts to deliver high-quality results and foster professional growth.</li><li>Cultivate a culture of operational excellence, collaboration, and continuous improvement within the team.</li><li>Provide guidance and structure to ensure consistent execution, documentation, and adherence to governance processes.</li></ul><ul><li>Identify opportunities to enhance efficiency and effectiveness in program delivery and QA testing processes.</li><li>Leverage automation, workflow management tools, and data insights to strengthen QA precision and reporting.</li><li>Stay current on industry trends and best practices in fraud governance, risk management, and program quality disciplines.</li></ul>Qualifications<ul><li>Bachelor’s degree in Business, Risk Management, Project Management, or related field required; Master’s preferred.</li><li>8+ years of experience in program management, risk management, or governance, ideally within financial services.</li><li>Proven experience leading program execution and quality assurance in a risk, compliance, or fraud-related function.</li><li>Prior experience managing a small team of program or project professionals.</li><li>PMP, Lean Six Sigma, or related certification a plus.</li></ul><ul><li>Strong knowledge of risk management and fraud prevention frameworks.</li><li>Expertise in program management tools, methods, and documentation practices.</li><li>Experience designing and implementing QA frameworks or testing programs.</li><li>Strong analytical and problem-solving skills with exceptional attention to detail.</li><li>Proficiency in project tracking tools (JIRA, Asana, Smartsheet) and data visualization tools (Tableau, Power BI) preferred.</li><li>Excellent communication, organization, and presentation skills.</li></ul><ul><li>Collaborative leader who drives results through influence and partnership.</li><li>Strategic thinker who can balance tactical execution with long-term program vision.</li><li>Skilled at managing multiple priorities and delivering results in a fast-paced environment.</li><li>Effective communicator capable of engaging senior stakeholders and cross-functional partners.</li></ul>Salary Range: $89,250.00 to $150,250.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position

Senior Manager, Internal Fraud Program Management and Quality Assurance

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.About the Internal Audit Group at American ExpressOur Internal Audit Group is a worldwide function with 300+ team members and offices across nine countries within American Express. Our mission is to protect and enhance organizational value by providing independent, objective, risk-based assurance, advisory services and to influence the way the company manages risk.We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.About the RoleThe Audit Director, Team Lead – Enterprise Resilience is based in New York City, Salt Lake City, or Phoenix and is a hybrid role that will lead a portfolio of audits assessing the company’s global Business Continuity Management (BCM) and operational resilience frameworks and plans.This role will focus on the design effectiveness of resilience programs, including crisis management, continuity planning and third-party resilience.The Director will provide assurance and insights that strengthen enterprise preparedness and response capabilities alongside advising on ways to incorporate and comply with business disruption risk taxonomy, associated risk management policies, and regulatory expectations including OCC Heightened Standards through Audit activities.&nbsp;Key Responsibilities<ul><li>Oversee audit professionals across multiple simultaneous audit projects of all sizes and complexity across multiple business areas within and outside of local region, in unfamiliar areas, and for different audit leaders, ensuring audits are completed timely and with high quality; conduct L2 reviews</li><li>Specialize in one or more specific lines of business; own portfolio with accountability, ownership and horizontal risk view of entire portfolio</li><li>Collaborate with Audit Leaders to develop the annual Audit Plan, leveraging knowledge of the portfolio, banking, and industry trends to establish a risk-based Audit Plan with adequate coverage</li><li>Support and/or lead regulatory activities and attend regulatory meetings as appropriate</li><li>Lead delivery and execution of the annual Audit Plan for assigned audit portfolio using an integrated auditing approach that considers financial, operational, compliance, and technology risks</li><li>Review management’s corrective action plans to address business-identified issues, audit findings and regulatory&nbsp;remediations</li><li>Lead Chief Audit Executive (CAE) audit report reviews and share insights / observations</li><li>Develop relationships with Senior Business Leaders across all business units, proactively identify changes in business environment, emerging risks, and control priorities that may impact Audit Plans, conducts effective business monitoring and guides team to adjust the audit approach accordingly; demonstrate effective challenge by providing deep subject matter knowledge industry related knowledge to support business partnership efforts</li><li>Collaborate with Senior Managers / Managers to conduct post-audit feedback discussions with audit team members to provide actionable feedback, support development, and recognize accomplishments</li><li>Support Audit Leader with special projects across multiple business units and geographic regions, ensuring alignment with organizational objectives and risk frameworks, helps prepare for regulator responses and attend meetings as needed</li><li>Serve as a People Leader, providing mentorship, coaching, and career development support for direct reports</li><li>Recruit, supervise, coach, mentor, and develop audit staff to build high-performing teams, fostering continuous learning and professional growth</li><li>Develop the training plan to upskill colleagues to ensure audit teams have the skills necessary to effectively deliver the Audit Plan</li><li>Champion continuous improvement by monitoring industry trends, regulatory developments, and best practices in auditing and banking, and incorporate these insights into audit methodologies and team ways of working</li></ul>Minimum Qualifications<ul><li>8+ years of audit experience</li><li>Prior experience working at a Big Four / G-SIB</li><li>Has strong written and verbal communication skills that deliver high quality, actionable and value-added feedback to management on potential issues and potential solutions to close gaps</li><li>Effectively oversees multiple audits, projects and portfolio, setting direction, and developing team capabilities</li><li>Guides the team in applying critical thinking to evaluate potential risks and how to translate these considerations into evidence and risk-based insights</li><li>Guides team in applying control theory and professional auditing practices across the full audit lifecycle, including design and evaluation of control frameworks</li><li>Stays abreast and cascades in-depth knowledge of current trends, new developments, regulations, technologies, and best practices in the auditing profession, banking industry, and area of specialization to teams, peers, and leaders</li><li>Prior experience auditing or managing Business Continuity, Crisis Management, or Operational Resilience programs.</li><li>Strong understanding of global regulatory standards for resilience (e.g. OCC, FFIEC, DORA)</li><li>Demonstrated ability to assess governance structures, portfolio management processes, and project performance metrics.</li></ul>Preferred Qualifications<ul><li>Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), information systems / technology, and scorecards / dashboards, etc.</li><li>Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization</li><li>Familiarity with resilience and continuity management tools (e.g. Archer BCM or ServiceNow BCM)</li><li>Professional certification such as Certified Business Continuity Professional (CBCP) or ISO 22301 Lead Auditor</li><li>Experience assessing third-party resilience and dependency management practices</li><li>Experience collaborating with technology and cyber risk professionals/auditors</li></ul>Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Audit Director - Enterprise Resilience

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.How will you make an impact in this role?The Data Analytics Solutions – Emerging Technologies team is seeking a seasoned Senior Engineer with deep expertise in backend engineering and enterprise-scale data solutions for AI and Data Science. This role focuses on architecting and developing robust, scalable backend APIs and data platforms that enable cutting-edge AI applications within Technology Risk and Information Security domains.As a senior technical leader, you will drive the design and implementation of scalable, secure, and highly performant backend services—spanning data pipelines, model serving, and ongoing monitoring. Your influence will extend beyond coding to defining architecture principles, enforcing best practices, and mentoring engineers to deliver highly scalable production-grade systems aligned with enterprise goals.Key Responsibilities<ul><li>Architect, design, and lead the development of scalable backend APIs and microservices that support AI/ML workflows, model serving, and inference pipelines at enterprise scale.</li><li>Drive end-to-end backend engineering of data science pipelines, model training orchestration, inference services, and data processing frameworks.</li><li>Collaborate closely with data scientists and AI engineers to translate complex AI/ML requirements into performant, maintainable backend systems.</li><li>Lead architectural discussions, conduct code reviews, and provide technical mentorship within the engineering team, promoting clean code, reusable components, and solid design patterns.</li><li>Define and enforce API design standards, security best practices, versioning, authentication/authorization, and operational metrics to ensure backend services are robust, secure, and scalable.</li><li>Integrate AI/ML solutions and APIs with enterprise infrastructure, ensuring seamless integration, governance, and compliance.</li><li>Champion best practices in MLOps, DevSecOps, and responsible AI design, fostering a culture of engineering excellence.</li><li>Stay current with emerging backend technologies, cloud-native architectures, and AI frameworks to continuously improve platform capabilities.</li></ul>Required Qualifications<ul><li>Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical field.</li><li>8+ years of software engineering experience, with 3+ years in senior or lead backend roles focused on enterprise-scale systems.</li><li>Strong backend engineering skills including API design, microservices architecture, service orchestration, and distributed systems.</li><li>Proven experience architecting and developing backend platforms and APIs to support AI/ML workloads, including model serving and data pipelines.</li><li>Proficiency in Python and backend frameworks; experience with cloud-native services (AWS, Azure, GCP), Kubernetes, and Docker.</li><li>Deep understanding of security best practices, API versioning, authentication/authorization, and scalable service design.</li><li>Experience mentoring engineers and driving architectural decisions in cross-functional teams.</li><li>Familiarity with data infrastructure and streaming technologies such as Kafka, Spark, and databases (SQL/NoSQL/vector DBs).</li></ul>Preferred Experience<ul><li>Full-stack development experience, including frontend frameworks and UI integration with backend services, is highly desirable.</li><li>Hands-on experience with AI/ML frameworks such as TensorFlow, PyTorch, LangChain, Hugging Face, and AutoGen.</li><li>Strong knowledge of MLOps tools like Kubeflow, Argo, MLflow, and model deployment strategies.</li><li>Background in cybersecurity or enterprise risk analytics.</li><li>Experience building observability and monitoring solutions for backend services using Prometheus and ELK stack.</li><li>Comfortable working with RESTful APIs, GraphQL, or gRPC in microservice ecosystems.</li></ul>Tools &amp; Technologies <ul><li>Languages: Python, Java (optional), Go (optional)</li><li>Frameworks &amp; Libraries: Flask, FastAPI, Django, TensorFlow, PyTorch, scikit-learn</li><li>AI &amp; GenAI: LangChain, Hugging Face, AutoGen, Google ADK</li><li>API Technologies: GraphQL, gRPC, OpenAPI/Swagger</li><li>Security &amp; Identity: OAuth2, JWT, Vault</li><li>MLOps &amp; Orchestration: Kubeflow, Argo Workflows, MLflow, Triton Inference Server</li><li>Data Platforms: Kafka, Spark, NiFi, SQL/NoSQL, pgVector, Milvus</li><li>Cloud &amp; Containers: AWS, Azure, GCP, Kubernetes, Docker</li><li>Observability: Prometheus, Elasticsearch, Kibana</li><li>CI/CD: Jenkins, GitLab CI, XL Release, GitHub Actions&nbsp;</li></ul>Salary Range: $123,000.00 to $215,250.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

Senior Cybersecurity Engineer (Python)

You Lead the Way. We’ve Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.The U.S. Consumer Services Team is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel &amp; Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, U.S. Consumer Banking, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day.The U.S. Consumer Marketing team (USCM) is part of US Consumer Services and is responsible for making membership essential by creating and delivering world class marketing for our differentiated products and services that drives demand and inspires engaged card members across the customer lifecycle. Within USCM, the Marketing, Membership &amp; Investment Optimization team (MMIO) design critical personalization, analytics, investment optimization and planning strategies that enable our ambition to deliver a truly differentiated membership experience, grounded in customer-centricity, data-driven decision making and flawless execution.The Vice President, Marketing Personalization Strategy within MMIO team will be responsible for the design &amp; delivery of hyper personalized, scalable, omni-channel &amp; compliant marketing across membership. This leader will provide thought leadership and expertise to define business strategy across data, intelligence and personalization. They will also work closely with the Project Flywheel team to develop and deliver the personalization requirements for our modernized marketing infrastructure.This role is uniquely positioned to leverage a variety of skills including business strategy, digital product management, customer journey/experience design and optimization, marketing and advertising technology, stakeholder management, partner collaboration, and sound understanding of Compliance, Privacy and Regulatory requirements. The ideal candidate is a results-oriented individual who has demonstrated strong leadership skills, innovative thinking, the ability to design data driven transformational marketing approaches and execute on those ideas.Key Responsibilities:<ul><li>Lead strategy and delivery roadmap for Gambit, with the goal to transform the acquisition experience through personalized value and transparency. This is a multi-year roadmap initiative, with specific focus on redefining acquisition experience &amp; personalization framework</li><li>Define Omni-channel membership marketing strategy and lead multi-year roadmap initiatives to transform marketing capabilities &amp; infrastructure, allowing AXP to better serve consumers across channels and enable consistent &amp; relevant membership marketing.</li><li>Provide thought leadership and expertise to define business strategy for MarTech transformation<ul><li>Inform backlog and prioritization of data &amp; intelligence for marketing use cases</li><li>Define business requirements for personalization (targeting, eligibility, governance, controls, etc.) systems and prioritization based on broader flywheel roadmap</li><li>Partner with Flywheel COE on the engagement model between marketing enablement and personalization SME teams</li><li>Define review &amp; approval process &amp; workflows for campaign design, targeting and execution</li><li>Develop roadmap to leverage AI across personalization needs, including intelligence and process enhancements</li></ul></li><li>Partner closely with a variety of key stakeholders across business units and geographies to ensure transparency, alignment &amp; robust decision making.</li><li>Stay current on regulatory expectations and competitive trends</li><li>Work in a dynamic, fast changing environment, with attention to detail and effective communication skills.</li></ul>Qualifications:<ul><li>Deep understanding of digital marketing ecosystem (products – e.g. CardShop/App, data infrastructure and capabilities, consumer journeys &amp; experience)</li><li>Experience with digital marketing technologies (e.g. real time personalization)</li><li>Experience AXP’s data and campaign technologies, marketing &amp; servicing systems and ability to remove technical barriers in the campaign execution processes</li><li>Familiarity with US data privacy and regulatory landscape</li><li>Strategic and creative thinker with the ability to develop innovative, actionable strategies to support business goals and optimizing performance.&nbsp;&nbsp;&nbsp;</li><li>Proven ability to influence across multi-functional teams, influence and create meaningful relationships with partners as a trusted advisor.</li><li>Large scale project management skills – ability to handle multiple requests, balance competing requirements, prioritize effectively and pivot quickly</li><li>Strong communications skills with an ability to influence through written and oral means and demonstrated ability to craft a narrative for Senior Level audiences.&nbsp;</li><li>Strong people leader – proven track record of developing strong talent &amp; building diverse teams</li><li>Team player with an ability to support projects outside of immediate scope</li><li>MBA or equivalent degree in economics, statistics, finance, mathematics, etc. preferred.</li></ul>Depending on factors such as business unit requirements, the nature of the position, cost, and application laws, American Express may provide visa sponsorship for certain positionsSalary Range: $176,750.00 to $282,000.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>

Vice President, Marketing Personalization & Strategy

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.The Global Dining Implementation team is seeking an Implementation Specialist to play a vital role in successfully onboarding partners. In this role, you’ll manage the full implementation process from handoff through launch, ensuring a smooth and exceptional partner experience. You’ll combine product expertise, project coordination, and partner engagement to deliver high-quality implementations that set up partners for long-term success.Responsibilities<ul><li>Manage the end-to-end onboarding process for partners, from initial planning to launch and handoff to support.</li></ul><ul><li>Configure partner dashboards, facilitate onboarding meetings, and deliver tailored training sessions to equip partners with the knowledge and skills to use the software successfully.</li></ul><ul><li>Monitor partner success, proactively identifying at-risk partners and collaborating with internal teams to resolve issues.</li></ul><ul><li>Analyze and anticipate partner needs, identifying solutions in real time.</li></ul><ul><li>Communicate partner needs and feedback to internal teams to improve product and processes.</li></ul><ul><li>Collaborate with cross-functional teams (sales, imports, product, partner success, support) to ensure smooth implementations.</li></ul><ul><li>Support escalation and incident management by coordinating resources and driving resolution.</li></ul><ul><li>Investigate and resolve issues in a timely and effective manner.</li></ul><ul><li>Contribute to project planning, including timelines, coordination, and risk identification.</li></ul><ul><li>Track project progress and adjust as needed to meet goals.</li></ul><ul><li>Identify opportunities for process improvements and implement best practices.&nbsp;</li></ul><ul><li>Participate in initiatives to scale operations.</li></ul><ul><li>Proactively suggest improvements to products and processes and share with the internal team.</li></ul><ul><li>Contribute to team and departmental initiatives that align with company-wide goals.</li></ul><ul><li>Foster a positive, respectful, and collaborative work environment.</li></ul>Minimum Qualifications<ul><li>Bachelor’s Degree or equivalent experience</li></ul><ul><li>1+ years of experience in implementation, partner success, or customer service in B2B software (SaaS preferred)</li></ul><ul><li>Project management skills, including leading meetings, creating status reports, managing project plans, and tracking risks/issues</li></ul><ul><li>Familiarity with hospitality industry terminology and workflows</li></ul><ul><li>Experience building and managing partner relationships across all levels of management</li></ul><ul><li>Strong communication, presentation, and interpersonal skills</li></ul><ul><li>Ability to learn quickly, prioritize, and multi-task in a fast-paced environment</li></ul><ul><li>Strong analytical and problem-solving skills, with experience interpreting data and addressing ad-hoc customer requests</li></ul><ul><li>Proficiency with Excel and Salesforce</li></ul><ul><li>High level of professionalism and strong work ethic</li></ul>Salary Range: $65,500.00 to $102,500.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>

Implementation Specialist, Global Dining

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.About Enterprise Architecture: Enterprise Architecture is an organization within the Chief Technology Office at American Express and it is a key enabler of the company’s technology strategy.The four pillars of Enterprise Architecture include:1. Architecture as Code: this pillar owns and operates foundational technologies that are leveraged by engineering teams across the enterprise. 2. Architecture as Design: this pillar includes the solution and technical design for transformation programs and business critical projects which need architectural guidance and support. 3. Governance: this pillar is responsible for defining technical standards and developing innovative tools that automate controls to ensure compliance. 4. Colleague Enablement: this pillar is focused on colleague development, recognition, training, and enterprise outreach.Responsibilities:•&nbsp;&nbsp;&nbsp;&nbsp;Design, build and manage enterprise platform and frameworks for Process Management, Case Management, Work Management •&nbsp;&nbsp;&nbsp;&nbsp;Designing, developing, and supporting shared technology services leveraged by the enterprise •&nbsp;&nbsp;&nbsp;&nbsp;Taking your place as a core member of an agile team driving the latest development practices •&nbsp;&nbsp;&nbsp;&nbsp;Writing code and unit tests, working with API specs and automation •&nbsp;&nbsp;&nbsp;&nbsp;Identifying opportunities for adopting new technologiesQualifications:•&nbsp;&nbsp;&nbsp;&nbsp;Preferably a BS or MS degree in computer science, computer engineering, or other technical discipline •&nbsp;&nbsp;&nbsp;&nbsp;4+ years of software development experience •&nbsp;&nbsp;&nbsp;&nbsp;Experience in Process Management, Case Management, Work Management is a plus. •&nbsp;&nbsp;&nbsp;&nbsp;Experience in Automations, AI / ML driving cost savings is a plus. •&nbsp;&nbsp;&nbsp;&nbsp;Ability to effectively interpret technical and business objectives and challenges and articulate solutions •&nbsp;&nbsp;&nbsp;&nbsp;Willingness to learn new technologies and exploit them to their optimal potential •&nbsp;&nbsp;&nbsp;&nbsp;Extensive experience in designing and implementing large scale platforms with high resiliency, availability, and reliability. •&nbsp;&nbsp;&nbsp;&nbsp;Strong experience in applications with high throughput and performance •&nbsp;&nbsp;&nbsp;&nbsp;Experience with micro services architectures and service mesh technologies is preferred. •&nbsp;&nbsp;&nbsp;&nbsp;Every member of our team must be able to demonstrate the following technical, functional, leadership and business core competencies, including: •&nbsp;&nbsp;&nbsp;&nbsp;Agile Practices •&nbsp;&nbsp;&nbsp;&nbsp;Porting/Software Configuration •&nbsp;&nbsp;&nbsp;&nbsp;Programming Languages and Frameworks – Hands on experience in some or all of the following is preferred: •&nbsp;&nbsp;&nbsp;&nbsp;Java, Python, Go, React, Angular JS, gRPC, ProtoBuf, JSON, CouchBase, Cassandra, Redis, Consul, Jenkins, Docker, Kubernetes, OpenShift, Drools, Elastic Stack, Kafka, Spark, SQL &amp; NoSQL, Tableau or similar data visualization tools. •&nbsp;&nbsp;&nbsp;&nbsp;Business Analysis •&nbsp;&nbsp;&nbsp;&nbsp;Analytical Thinking •&nbsp;&nbsp;&nbsp;&nbsp;Business Product Knowledge Salary Range: $103,750.00 to $174,750.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a> Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

Software Engineer - Java - Enterprise Architecture

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.How will you make an impact in this role?This is an opportunity to join the Enterprise Platform (EP) -Digital Banking Services team within American Express. Join us, if you have the talent and desire to create the vision for innovative Banking products and services. As aProduct Manager, you will join a team that develops and delivers new American Express Digital Banking Products for Consumers and Small Businesses: checking accounts, personal savings and debit cards. This new group is nimble and creative, with the power to shape our product vision, strategy and roadmap for American Express Banking Products. We are a hard-working, fun-loving team that delivers exciting next generation capabilities for banking products and benefits to our customers.As a Product Manager in Digital Banking you will play the role of a Product Owner in an agile/SAFE set up and leads a scrum team responsible for the development and deployment of Core Banking Capabilities and/or APIs. The successful individual ensures that the Product meets the evolving needs of the enterprise through continual innovation, evaluation and deployment. Requires strong organizational, and detail technical knowledge ofAPI’s .Must work well in a dynamic, complex environment and under deadline pressures. Coordinates the efforts of a scrum team within a SAFE train to deploy the new features across markets and products.The Product Manager has responsibility for working key features/user stories with the scrum team and working directly with the Senior Product Manager who owns the prioritization and roadmap.The Product owner will report and assist the Senior Product Manager/Responsibilities:<ul><li>Banking Domain knowledge specific to Core banking, money movement and banking customer role management and access</li><li>Partners with vendor and internal Product Managers, Product Owners, New Product Development, Business Partners and Architects to help assure strategy, vision and road map alignment and execution.</li><li>Manages priority with the vendor team and ensure use of tools and processes across SAFE and followed</li><li>Collaborates with Delivery Managers (DMs), Release Train Engineers (RTEs) and TPMs to identify and coordinate cross-platforms dependencies</li><li>Manages external relationships, e.g.product partners or technology vendors on behalf of Technology organization.</li><li>Detail understanding and practice in SAFE agile framework</li><li>Previous experience with large/global programs and/or portfolios</li><li>Communicates and build consensus across disciplines in crafting the product roadmap</li><li>Work with leadership to define and articulate a long-term product strategy and roadmap with clearly defined business metrics and targets</li><li>Support development of appropriate tracking and reporting to track product performance post launch in order to evaluate future investment</li><li>Produce return on investment analyses and optimization recommendations</li><li>Identify risks, challenges, opportunities and business integration needs</li><li>Enable cross-functional collaboration with relevant teams within the product scope</li><li>Translates product roadmap into well-defined product requirements/user stories and acceptance test criteria</li><li>Leads and mentors associate product managers</li><li>In conjunction with Director, supports the creation of a Product Backlog for a specific product</li><li>Prioritizes and maintains the sprint backlog consistent with the Outcomes and Product Roadmap and performs story elaboration with the implementation team</li><li>Partner with the design and technology teams to develop, test and deliver the defined capabilities and rapidly iterate new solutions.</li><li>Ensures all solutioning is clear between Amex and the vendor</li><li>Works closely with analytics and uses internal data tools to understand measure success and impact to critical metrics</li><li>Reviews and accepts completed user stories</li><li>Reviews/demonstrates sprint-related or general functionality with external partners and customers, including the Director of Product Management and other colleagues</li><li>Coordinates communications and facilitates resolution of risks, issues, and changes tied to the product backlog</li><li>5+ years of experience in Product Management with proven track record in defining winning product constructs and delivering a product vision and strategy Experience with rapid and iterative software development methodologies</li><li>Proven track record managing large, complex products with multiple partners</li><li>Bachelor’s Degree in related field required; advanced degree preferred</li><li>Digital Banking experience is a plus</li></ul>Salary Range: $103,750.00 to $174,750.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

Manager - Digital Product Management; Digital Banking

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.Position OverviewThe Director of Internal Fraud Detection Analytics leads the analytical engine that powers our internal fraud prevention strategies — designing, testing, and optimizing advanced analytical solutions to detect insider-driven risk behaviors in real time.Reporting to the Vice President of Internal Fraud Rules Strategy, this leader will oversee a team of data scientists and fraud analytics professionals dedicated to building scalable detection models and intelligence capabilities. This role will translate analytical insights into actionable detection strategies, fueling the continuous evolution of our enterprise fraud control ecosystem.Key Responsibilities<ul><li>Lead the design, development, and deployment of advanced analytical models to detect internal fraud across the enterprise, leveraging transactional, behavioral, and operational data sources.</li><li>Develop AI/ML–based tools, anomaly detection algorithms, and pattern-recognition frameworks to uncover early indicators of insider threat activity.</li><li>Embed analytics solutions into production systems and ensure scalability, accuracy, and real-time performance.</li><li>Champion analytical experimentation — from hypothesis development to model validation — to continuously enhance detection precision and reduce false positives.</li><li>Work closely with the Director of Risk Identification and Rules Design to translate analytical findings into optimized rule logic and strategic interventions.</li><li>Collaborate with partners across Enterprise Risk, Operational Risk, Compliance, and Investigations to inform and refine detection priorities.</li><li>Serve as an analytical thought leader in conversations about data integrity, risk model governance, and technology innovation.</li><li>Drive analytical transparency by developing dashboards and KPI frameworks that communicate insights to senior leaders and risk committees.</li><li>Build, lead, and inspire a high-performing team of data scientists and analysts focused on insider fraud analytics.</li><li>Foster a culture of curiosity, innovation, and disciplined execution, consistent with American Express leadership behaviors.</li><li>Partner with enterprise data and AI teams to explore emerging analytical techniques and data sources relevant to internal fraud detection.</li><li>Drive automation and analytical efficiency by modernizing processes, enhancing model governance, and reducing time to insight.</li><li>Ensure compliance with enterprise data governance, model risk management, and regulatory standards in all analytical development.</li></ul>Minimum Qualifications<ul><li>Bachelor’s degree in Data Science, Statistics, Computer Science, or related field required; Master’s preferred.</li><li>10+ years of experience in fraud analytics, data science, or risk modeling, with at least 5 years in a leadership role.</li><li>Proven expertise building and deploying analytical models in a production environment, ideally within financial services or payments.</li><li>Proficiency with analytical programming languages (Python, R, SQL, SAS) and familiarity with distributed data environments (e.g., Hadoop, Spark, AWS).</li><li>Strong foundation in supervised and unsupervised machine learning techniques, anomaly detection, and behavioral analytics.</li><li>Experience using visualization and BI tools (Tableau, Power BI) to translate analytics into business insight.</li><li>Understanding of fraud risk management, insider threat detection, and enterprise control frameworks.</li></ul>Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position

Director, Internal Fraud Detection Analytics

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you’ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.About the Internal Audit Group at American Express&nbsp;Our Internal Audit Group is a worldwide function with 300+ team members and offices across nine countries within American Express. Our mission is to protect and enhance organizational value by providing independent, objective, risk-based assurance, advisory services and to influence the way the company manages risk.We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.About the RoleGlobal Commercial Services issues a wide range of proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. GCS also issues proprietary corporate cards and provides services to select global corporate clients. The GCS Audit team within IAG is responsible for conducting risk-based assurance and advisory reviews of GCS.We are seeking an Audit Director who is passionate about advancing and growing our audit coverage across the Global Commercial Services (GCS) portfolio. The GCS Products Director role will be responsible for leading audit coverage of the following organizations within GCS:<ul><li>Corporate and B2B Solutions Product Management</li><li>Small Business Card Product Management and Banking</li><li>Commercial Lending and Product Analytics</li><li>Product Development and Enterprise Solutions</li><li>Product Operations</li></ul>Key Responsibilities<ul><li>Oversee audit professionals across multiple simultaneous audit projects of all sizes and complexity across multiple business areas within and outside of local region, in unfamiliar areas, and for different audit leaders, ensuring audits are completed timely and with high quality; conduct L2 reviews</li><li>Specialize in one or more specific lines of business; own portfolio with accountability, ownership and horizontal risk view of entire portfolio</li><li>Collaborate with Audit Leaders to develop the annual Audit Plan, leveraging knowledge of the portfolio, banking, and industry trends to establish arisk-based Audit Plan with adequate coverage</li><li>Support and/or lead regulatory activities and attend regulatory meetings as appropriate</li><li>Lead delivery and execution of the annual Audit Plan for assigned audit portfolio using an integrated auditing approach that considers financial, operational, compliance, and technology risks</li><li>Review management’s corrective action plans to address business-identified issues, audit findings and regulatory&nbsp;remediations</li><li>Lead Chief Audit Executive (CAE) audit report reviews and share insights / observations</li><li>Develop relationships with Senior Business Leaders across all business units, proactively identify changes in business environment, emerging risks, and control priorities that may impact Audit Plans, conducts effective business monitoring and guides team to adjust the audit approach accordingly; demonstrate effective challenge by providing deep subject matter knowledge industry related knowledge to support business partnership efforts</li><li>Collaborate with Senior Managers / Managers to conduct post-audit feedback discussions with audit team members to provide actionable feedback, support development, and recognize accomplishments</li><li>Support Audit Leader with special projects across multiple business units and geographic regions, ensuring alignment with organizational objectives and risk frameworks, helps prepare for regulator responses and attend meetings as needed</li><li>Serve as a People Leader, providing mentorship, coaching, and career development support for direct reports</li><li>Recruit, supervise, coach, mentor, and develop audit staff to build high-performing teams, fostering continuous learning and professional growth</li><li>Develop the training plan to upskill colleagues to ensure audit teams have the skills necessary to effectively deliver the Audit Plan</li><li>Champion continuous improvement by monitoring industry trends, regulatory developments, and best practices in auditing and banking, and incorporate these insights into audit methodologies and team ways of working</li></ul><h4>Minimum Qualifications</h4><ul><li>8+ years of audit experience</li><li>Prior experience working at a Big Four / G-SIB</li><li>Has strong written and verbal communication skills that deliver high quality, actionable and value-added feedback to management on potential issues and potential solutions to close gaps</li><li>Effectively oversees multiple audits, projects and portfolio, setting direction, and developing team capabilities</li><li>Guides the team in applying critical thinking to evaluate potential risks and how to translate these considerations into evidence and risk-based insights</li><li>Guides team in applying control theory and professional auditing practices across the full audit lifecycle, including design and evaluation of control frameworks</li><li>Stays abreast and cascades in-depth knowledge of current trends, new developments, regulations, technologies, and best practices in the auditing profession, banking industry, and area of specialization to teams, peers, and leaders</li></ul><h4>Preferred Qualifications</h4><ul><li>Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), information systems / technology, and scorecards / dashboards, etc.</li></ul><ul><li>Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization</li></ul><ul><li>Experience auditing commercial banking products and services including product development and management</li></ul>Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

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