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Description:
Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and well-being of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins.&nbsp; ABOUT THE POSITIONThe Consumer Loan Officer is a centralized role responsible for guiding members through the consumer lending process with a consultative and relationship-based approach. This position is a key part of the credit union’s centralized lending strategy and focuses on managing primarily digital loan applications, with some referrals from physical branches. The Consumer Loan Officer is responsible for reviewing applications prior to underwriting, contacting members to confirm loan purpose and structure, ensuring stipulations are gathered post-approval, and providing follow-up on both approvals and denials. This role plays a critical part in helping members navigate their borrowing journey, aligning their needs with the right loan product, and ensuring clarity and completeness at every step. NORMAL DAY-TO-DAY WORK<ol><li>Review assigned digital and branch-submitted loan applications to ensure the selected product, amount, and term align with the member’s financial needs and objectives.</li><li>Contact members to engage in consultative discussions related to loan purpose, product fit, or clarification prior to underwriting submission.</li><li>Work collaboratively with Consumer Underwriting to ensure applications are accurate and complete, and proactively gather missing information or documents needed for decisioning. Support fulfillment and underwriting partners by submitting well-prepared, accurate, and complete applications. Proactively follow up with members on approved loans to explain terms, verify member intent, and collect any stipulations needed to move the loan to closing.</li><li>Contact members on declined loan applications (as applicable) to explain the outcome and offer guidance on improving future approval chances.</li><li>Utilize the loan origination system (LOS) and internal workflows to update application status, document member interactions, and route applications appropriately. Adhere to all regulatory and internal policies when collecting, documenting, or communicating with members.</li><li>Maintain knowledge of all consumer lending products—including unsecured term loans, personal lines of credit, auto loans, and HELOCs—to support members in product selection.</li><li>Meet productivity and service level expectations for daily contact volume, turnaround time, and member satisfaction.</li><li>Participate in training and coaching sessions to maintain proficiency in underwriting principles, loan structuring, and credit fundamentals.</li><li>Contribute to process improvement initiatives by identifying trends, bottlenecks, or opportunities for better member communication.&nbsp;</li><li>Take ownership for actions, decisions, and results; openly accept feedback and demonstrate both the willingness and ability to improve.</li></ol> JOB QUALIFICATIONSHere are a few skills you MUST have to be qualified for this position.<ol><li>1 – 3 years of experience in consumer lending or member service roles involving lending conversations.</li><li>Working knowledge of consumer loan products including personal loans, auto loans, and HELOCs.</li><li>Strong communication skills, with the ability to explain loan terms, credit decisions, and stipulation requirements clearly.</li><li>Familiarity with credit reports, DTI calculations, and basic underwriting principles.</li><li>Ability to use loan origination systems and CRM tools to document member contact and update application status.</li><li>High attention to detail, organizational skills, and the ability to manage a high volume of applications in a fast-paced, centralized environment.</li><li>Member-focused mindset with a consultative, empathetic approach to lending.</li><li>Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc.</li><li>Ability to lift a minimum of 25 lbs. (file boxes, computer).</li><li>Travel required on occasion.</li></ol> Here are a few qualities we’d LIKE for you to have to make you more suited for this position.<ol><li>Credit Union experience preferred, particularly in a digital or centralized lending model.</li><li>Exposure to Fiserv Velocity or similar LOS platforms.</li><li>Bilingual (Spanish) is a plus.</li><li>Familiarity with digital member interactions, including secure messaging platforms or digital follow-up tools.</li><li>Ability to analyze credit reports and make basic recommendations on loan alternatives.</li></ol> CONTACT USIf you have questions about this position description, please feel welcome to ask. You can reach our HR Department at:&nbsp;Civic Human Resources3600 Wake Forest Road, Raleigh, NC 27609&nbsp;<a href="mailto:careers@civicfcu.org" target="_blank">careers@civicfcu.org</a>

Requirements:
 PI277795743

Local Government Federal Credit Union

Consumer Loan Officer

Working with Us Challenging. Meaningful. Life-changing. Those aren’t words that are usually associated with a job. But working at Bristol Myers Squibb is anything but usual. Here, uniquely interesting work happens every day, in every department. From optimizing a production line to the latest breakthroughs in cell therapy, this is work that transforms the lives of patients, and the careers of those who do it. You’ll get the chance to grow and thrive through opportunities uncommon in scale and scope, alongside high-achieving teams. Take your career farther than you thought possible.Bristol Myers Squibb recognizes the importance of balance and flexibility in our work environment. We offer a wide variety of competitive benefits, services and programs that provide our employees with the resources to pursue their goals, both at work and in their personal lives. Read more: careers.bms.com/working-with-us.Job Description Summary The Labor Relations Associate is responsible for establishing and maintaining effective work relationships amongst union representatives, BMS workforce and people leaders, with full consideration of the bilateral nature of labor relations. Activities include: preventive policies and programs to ensure positive, collaborative and sustainable work environments amongst stakeholders along with outside counsel, negotiating the collective bargaining agreement; contract administration and interpretation; and providing guidance to management on the implementation and application of the negotiated agreement.Job Responsibilities<ul><li>Serves as the Company’s negotiator in contract negotiations with the union. Maintains current knowledge of employee and labor relations trends, legal decisions, and statutory changes; conducts research necessary (or works with BMS counsel) to support contract negotiations and employee relations.</li><li>Uses appropriate negotiation strategies to develop bargaining goals and negotiate contracts consistent with BMS’ mission, values and objectives.</li><li>Serves as BMS main point of contact in the relationship with the Union and its representatives in the US, as well as responsible for supervising the Chief Steward as its formal people leader within BMS.</li><li>Provides interpretation of labor contract to managers, employees and HR staff; oversees processes for review and resolution of employee grievances.</li><li>Advises managers and employees on sensitive labor and employee relations matters, including grievance and arbitration procedures, performance issues and disciplinary actions; advises and assists managers in identifying employee relations issues and determining appropriate course of action.</li><li>Provides guidance to management staff by contract interpretation, investigation and advice on a full range of employee relations matters including informal and formal grievances, development of performance management plans, and disciplinary issue.</li><li>Facilitates on-going communication and working relationships with the union representatives.</li><li>Serves as a member of the Employee Relations team to help identify employee relations trends and recommend solutions and partner with all levels of HR management on execution.&nbsp; Partner with HR leaders to drive employee relations while maintaining a neutral position and consistent approach to BMS’s policies and procedures.</li><li>Conduct investigations, research policies/practices, create and gather documentation, make recommendations, and implement resolutions when applicable.</li><li>May represent the Company in arbitrations and National Labor Relations Board hearings related to unfair labor practice complaints.</li><li>Performs other related duties as assigned.</li><li>May be required to work some off shift hours to support investigations at sites with multi-shift environments. &nbsp;</li></ul>Requirements<ul><li>Bachelor’s Degree in Business Administration, Human Resources or related field.&nbsp; Relevant experience may substitute for the degree requirement on a year-for-year basis.</li><li>5+ years progressively responsible, professional experience in collective bargaining and labor relations and employee relations activities.</li><li>Candidate must possess strong interpersonal skills in dealing with all levels of management internally and externally.</li><li>Strong communication skills including excellent verbal and written skills.</li><li>Proven ability to handle sensitive information with confidentiality, discretion and good judgment.</li><li>Experience must include leading contract administration, grievance processing, performance management and disciplinary activities, conducting investigations, and facilitating on-going communication and working relationships with employee representative organizations and other Company stakeholders.</li></ul>If you come across a role that intrigues you but doesn’t perfectly line up with your resume, we encourage you to apply anyway. You could be one step away from work that will transform your life and career.Compensation Overview:Princeton - NJ - US: $112,880 - $136,784 &amp;#xa;The starting compensation range(s) for this role are listed above for a full-time employee (FTE) basis. Additional incentive cash and stock opportunities (based on eligibility) may be available. The starting pay rate takes into account characteristics of the job, such as required skills, where the job is performed, the employee’s work schedule, job-related knowledge, and experience. Final, individual compensation will be decided based on demonstrated experience.&nbsp; Eligibility for specific benefits listed on our careers site may vary based on the job and location. For more on benefits, please visit <a href="https://careers.bms.com/life-at-bms/" target="_blank">https://careers.bms.com/life-at-bms/</a>. Benefit offerings are subject to the terms and conditions of the applicable plans then in effect and may include the following: Medical, pharmacy, dental and vision care. Wellbeing support such as the BMS Living Life Better program and employee assistance programs (EAP). Financial well-being resources and a 401(K). Financial protection benefits such as short- and long-term disability, life insurance, supplemental health insurance, business travel protection and survivor support. Work-life programs include paid national holidays and optional holidays, Global Shutdown Days between Christmas and New Year’s holiday, up to 120 hours of paid vacation, up to two (2) paid days to volunteer, sick time off, and summer hours flexibility. Parental, caregiver, bereavement, and military leave. Family care services such as adoption and surrogacy reimbursement, fertility/infertility benefits, support for traveling mothers, and child, elder and pet care resources. Other perks like tuition reimbursement and a recognition program.Uniquely Interesting Work, Life-changing Careers With a single vision as inspiring as “Transforming patients’ lives through science™ ”, every BMS employee plays an integral role in work that goes far beyond ordinary. Each of us is empowered to apply our individual talents and unique perspectives in a supportive culture, promoting global participation in clinical trials, while our shared values of passion, innovation, urgency, accountability, inclusion and integrity bring out the highest potential of each of our colleagues.On-site ProtocolBMS has an occupancy structure that determines where an employee is required to conduct their work. This structure includes site-essential, site-by-design, field-based and remote-by-design jobs. The occupancy type that you are assigned is determined by the nature and responsibilities of your role:Site-essential roles require 100% of shifts onsite at your assigned facility. Site-by-design roles may be eligible for a hybrid work model with at least 50% onsite at your assigned facility. For these roles, onsite presence is considered an essential job function and is critical to collaboration, innovation, productivity, and a positive Company culture. For field-based and remote-by-design roles the ability to physically travel to visit customers, patients or business partners and to attend meetings on behalf of BMS as directed is an essential job function.BMS is dedicated to ensuring that people with disabilities can excel through a transparent recruitment process, reasonable workplace accommodations/adjustments and ongoing support in their roles. Applicants can request a reasonable workplace accommodation/adjustment prior to accepting a job offer. If you require reasonable accommodations/adjustments in completing this application, or in any part of the recruitment process, direct your inquiries to <a href="mailto:adastaffingsupport@bms.com" target="_blank">adastaffingsupport@bms.com</a>. Visit careers.bms.com/eeo-accessibility to access our complete Equal Employment Opportunity statement.BMS cares about your well-being and the well-being of our staff, customers, patients, and communities. As a result, the Company strongly recommends that all employees be fully vaccinated for Covid-19 and keep up to date with Covid-19 boosters.BMS will consider for employment qualified applicants with arrest and conviction records, pursuant to applicable laws in your area.If you live in or expect to work from Los Angeles County if hired for this position, please visit this page for important additional information:&nbsp;<a href="https://careers.bms.com/california-residents/" target="_blank">https://careers.bms.com/california-residents/</a>Any data processed in connection with role applications will be treated in accordance with applicable data privacy policies and regulations.

Bristol Myers Squibb

Sr. Manager, Labor and Employee Relations

As part of the Finance Data Governance (FDG) within Corporate Controllership, this role is responsible for bringing and managing data under governance for Finance. FDG team is leading the effort of defining the future roadmap for data governance within Finance and ensuring that trusted information is used for critical processes, decision making, and accounting across various finance processes.As a FDG Sr. Financial Analyst, you will be part of a growing team of data management professionals focused on providing world class data management and data governance solutions. You will partner closely with Finance Technology Transformation, Enterprise Data Governance, Controllership, Risk, and other teams to drive data governance and data quality within Finance. The FDG analyst is a collaborator, a well-organized, action-oriented team player with strong time management skills, confident in presenting, facilitating, and building a network of strong relationships across our organization.Minimum Qualifications<ul><li>Ensure Finance Data Governance is in compliance with the Enterprise Data Governance Policy under the appropriate accountability model and processes for data asset management, metadata management, data quality, and issue.</li><li>Implementing requirements of the Enterprise Data Governance Policy within various critical Finance systems/processes.</li><li>Participate in all aspects of Data Governance specifically on data classification, Data Quality, data catalog and lineage, as well as compliance to data standards and privacy regulations.</li><li>Support development, validation, and maintenance of business glossary, data integration, data lineage, and data management activities.</li><li>Support strategic improvements to data assessment processes and make necessary enhancements to data quality and analytical tools.</li><li>Continue to support current regulatory reporting needs via existing platforms working with upstream data providers, downstream business partners, as well as technology teams.</li><li>Support development and maintenance of business glossary, data integration, data lineage, and data management activities.</li><li>Validate completeness of data lineage between the point of data element creation (system of record) and the point where it is consumed by business users</li><li>Provide ongoing support for metadata implementation, testing and integration.</li></ul>Preferred Qualifications<ul><li>Bachelor's degree in information systems or equivalent experience.</li><li>2+ years of experience in Finance and Controllership strongly preferred.</li><li>Demonstrated understanding of metadata practices such as data lineage, data dictionaries, business glossaries, Data Quality rules, source system inventories, etc.</li><li>Strong technical and data analysis skills and prior experience with SQL is a must.</li><li>Prior experience of data governance, metadata, and data lineage tools such as, Collibra, MANTA is strongly preferred.</li><li>Ability to collect business requirements and use them to guide implementation of a technical solution.</li><li>Experience of Finance, Banking, Insurance or similar industries is a strong plus. Excellent verbal and written communication skills.</li><li>Self-motivated and proactive, ability to manage multiple assignments and projects concurrently.</li><li>Strong excel and other technical skills.</li><li>Strong relationship skills and communication is essential as this analyst will partner with multiple groups e.g., Business process owners, Technologies, and Enterprise Data Governance.</li></ul>Salary Range: $60,000.00 to $110,000.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

American Express

Senior Analyst - Data Governance & Management

Working with Us Challenging. Meaningful. Life-changing. Those aren’t words that are usually associated with a job. But working at Bristol Myers Squibb is anything but usual. Here, uniquely interesting work happens every day, in every department. From optimizing a production line to the latest breakthroughs in cell therapy, this is work that transforms the lives of patients, and the careers of those who do it. You’ll get the chance to grow and thrive through opportunities uncommon in scale and scope, alongside high-achieving teams. Take your career farther than you thought possible.Bristol Myers Squibb recognizes the importance of balance and flexibility in our work environment. We offer a wide variety of competitive benefits, services and programs that provide our employees with the resources to pursue their goals, both at work and in their personal lives. Read more: careers.bms.com/working-with-us.Position SummaryThe Clinical Research Associate (CRA) is a primary point of contact at the site level for both internal and external stakeholders, responsible for overseeing the quality, integrity and compliance of clinical trial sites in accordance with the protocol, Standard Operating Procedures (SOPs), International Council for Harmonization (ICH) Guideline for Good Clinical Practice (GCP), and applicable regulatory requirements.Key Responsibilities<ul><li>Conduct site qualification, initiation, routine monitoring and close-out visits across all trial phases in accordance with the Site Monitoring Plan, ensuring adherence to protocol, BMS Standard Operating Procedures (SOPs) and ICH GCP&nbsp;</li><li>Maintain the ethical and scientific integrity of clinical trials by verifying data within electronic systems and paper records (as applicable) to ensure the accessibility, completeness and accuracy of data submitted by study sites&nbsp;</li><li>Conduct site qualification, initiation, routine monitoring and close-out visits across all trial phases in accordance with the Site Monitoring Plan, ensuring adherence to protocol, BMS Standard Operating Procedures (SOPs) and ICH GCP</li><li>Monitor site adherence to ICH GCP and local regulations, including compliance with the principles of ALCOA to maintain data integrity and reliability.&nbsp; Where required, provide training and support to site staff to uphold these standards and ensure patient safety. Participate in sponsor and/or Health Authority audits and inspections as applicable.</li><li>Cultivate and sustain effective relationships with internal cross-functional teams and external partners, including vendors, clinical sites, and key stakeholders.&nbsp; Serve as the organization’s representative for clinical trials at the site level.&nbsp;</li><li>Motivate and influence sites to meet study objectives, including enrollment and retention goals.</li><li>Communicate effectively, adapting to meet the needs of different stakeholders, utilizing the most appropriate communication style and method</li><li>Prepare and submit written reports, both monitoring and administrative, in a timely, accurate, concise, professional and objective manner</li><li>Assess potential Investigators and their sites to ensure sufficient resources and capabilities to conduct clinical trials.&nbsp; May identify new potential Investigators and/or sites through ongoing collaborations with internal and external stakeholders during the site feasibility and selection process.&nbsp;</li><li>Demonstrate understanding and proficiency working with targeted, centralized, remote and risk-based monitoring approaches</li><li>Identify, assess, and prioritize risks at the site and study level and support sites in mitigating issues, including implementing mitigation strategies based on risk indicators</li><li>Utilize strong analytical skills to evaluate site data and operational metrics, including ability to adjust monitoring strategies based on data trends and site performance</li><li>Where applicable, perform Unblinded Site Monitor activities to protect the blind of the study by acting as secondary monitoring source separate from the blinded monitor</li><li>Accountable for the review, reconciliation, and oversight of study drug/IMP. May support study drug/IMP label translation needs as applicable.</li><li>Involvement in Regulatory Compliance audit/inspection process, as needed. This includes the development and implementation of site corrective and preventive actions.</li><li>In specific instances, may support start-up and submission related activities, including ICF reviews and collection of documents to/from site.</li><li>Support provision of access to relevant BMS and vendor systems is available for clinical trial site personnel and ensures internal BMS systems are kept up to date for site monitoring activities.</li><li>Support coordination of site activities related to database locks to ensure timelines are met as required locally.</li><li>Perform timely site closure activities when all required protocol visits and follow-up are completed.</li></ul>Qualifications &amp; Experience<ul><li>Bachelor’s degree required, preferably within life sciences or equivalent&nbsp;</li><li>Valid driver’s license (as locally required)</li><li>2-3 years of relevant clinical research experience, able to work independently, demonstrates proficiency in all aspects of the role</li><li>Relevant prior Pharma/Biotech Sponsor employment or experience as a clinical study coordinator preferred&nbsp;</li><li>Experience in the drug discovery/development process.&nbsp;</li></ul>Competencies<ul><li>Knowledge and understanding of clinical research processes, regulations and methodology&nbsp;</li><li>Understands clinical landscape with practical knowledge of a variety of medical settings and medical records management</li><li>Working knowledge of ICH/GCP Guidelines and applicable local laws and regulations (that govern clinical trials, with the ability to apply regulatory requirements to ensure compliance in clinical research activities (Analytical thinking/critical thinking skills. Capable of using technology to analyze diverse and complex data sets, identify issues, trends, and outliers to develop effective solutions (Demonstrate adaptability and a growth mindset by quickly learning and applying new technologies, embracing evolving methodologies, and remaining open to innovative ways of working in a dynamic environment</li><li>Organization and time management skills</li><li>Ability to build, maintain and strengthen relationships even under pressure and/ or in difficult situations with internal and external stakeholders</li><li>Good verbal and written communication skills (both in English and local language)</li><li>Has a foundational level of disease understanding and awareness (how the protocol fits in current landscape, standard of care, etc.)</li><li>Proven ability to work independently with a high degree of autonomy, proactively managing tasks and seeking opportunities for continuous learning</li><li>Ability to manage multiple protocols, across multiple therapeutic areas, which may require travel, based upon assigned site location and/or geographic territory</li><li>Proficient in navigating and utilizing multiple clinical systems (e.g., CTMS, eTMF, RBQM dashboards) to identify and resolve issues, support site performance, and ensure data integrity</li><li>Software that must be used independently and without assistance: Microsoft Suite, Clinical Trial Management Systems (CTMS), Electronic Data Capture Systems (eDC), Electronic Trial Master File (eTMF), RBM tools and platforms (e.g., Veeva, Medidata, CluePoints).</li></ul>If you come across a role that intrigues you but doesn’t perfectly line up with your resume, we encourage you to apply anyway. You could be one step away from work that will transform your life and career.Compensation Overview:Field - United States - US: $104,680 - $126,845&amp;#xa;The starting compensation range(s) for this role are listed above for a full-time employee (FTE) basis. Additional incentive cash and stock opportunities (based on eligibility) may be available. The starting pay rate takes into account characteristics of the job, such as required skills, where the job is performed, the employee’s work schedule, job-related knowledge, and experience. Final, individual compensation will be decided based on demonstrated experience.&nbsp; Eligibility for specific benefits listed on our careers site may vary based on the job and location. For more on benefits, please visit <a href="https://careers.bms.com/life-at-bms/" target="_blank">https://careers.bms.com/life-at-bms/</a>. Benefit offerings are subject to the terms and conditions of the applicable plans then in effect and may include the following: Medical, pharmacy, dental and vision care. Wellbeing support such as the BMS Living Life Better program and employee assistance programs (EAP). Financial well-being resources and a 401(K). Financial protection benefits such as short- and long-term disability, life insurance, supplemental health insurance, business travel protection and survivor support. Work-life programs include paid national holidays and optional holidays, Global Shutdown Days between Christmas and New Year’s holiday, up to 120 hours of paid vacation, up to two (2) paid days to volunteer, sick time off, and summer hours flexibility. Parental, caregiver, bereavement, and military leave. Family care services such as adoption and surrogacy reimbursement, fertility/infertility benefits, support for traveling mothers, and child, elder and pet care resources. Other perks like tuition reimbursement and a recognition program.Uniquely Interesting Work, Life-changing Careers With a single vision as inspiring as “Transforming patients’ lives through science™ ”, every BMS employee plays an integral role in work that goes far beyond ordinary. Each of us is empowered to apply our individual talents and unique perspectives in a supportive culture, promoting global participation in clinical trials, while our shared values of passion, innovation, urgency, accountability, inclusion and integrity bring out the highest potential of each of our colleagues.On-site ProtocolBMS has an occupancy structure that determines where an employee is required to conduct their work. This structure includes site-essential, site-by-design, field-based and remote-by-design jobs. The occupancy type that you are assigned is determined by the nature and responsibilities of your role:Site-essential roles require 100% of shifts onsite at your assigned facility. Site-by-design roles may be eligible for a hybrid work model with at least 50% onsite at your assigned facility. For these roles, onsite presence is considered an essential job function and is critical to collaboration, innovation, productivity, and a positive Company culture. For field-based and remote-by-design roles the ability to physically travel to visit customers, patients or business partners and to attend meetings on behalf of BMS as directed is an essential job function.BMS is dedicated to ensuring that people with disabilities can excel through a transparent recruitment process, reasonable workplace accommodations/adjustments and ongoing support in their roles. Applicants can request a reasonable workplace accommodation/adjustment prior to accepting a job offer. If you require reasonable accommodations/adjustments in completing this application, or in any part of the recruitment process, direct your inquiries to <a href="mailto:adastaffingsupport@bms.com" target="_blank">adastaffingsupport@bms.com</a>. Visit careers.bms.com/eeo-accessibility to access our complete Equal Employment Opportunity statement.BMS cares about your well-being and the well-being of our staff, customers, patients, and communities. As a result, the Company strongly recommends that all employees be fully vaccinated for Covid-19 and keep up to date with Covid-19 boosters.BMS will consider for employment qualified applicants with arrest and conviction records, pursuant to applicable laws in your area.If you live in or expect to work from Los Angeles County if hired for this position, please visit this page for important additional information:&nbsp;<a href="https://careers.bms.com/california-residents/" target="_blank">https://careers.bms.com/california-residents/</a>Any data processed in connection with role applications will be treated in accordance with applicable data privacy policies and regulations.

Clinical Research Associate- West Region - USA

Take your career further with McLane! McLane teammates, the driving force behind our success, are diverse professionals who work together seamlessly to keep our operations running smoothly. As a teammate, you will pair your dedication, expertise, and collaborative spirit with your fellow teammates to serve America's most beloved brands. McLane leaders think long-term, act with purpose, and inspire high performance. They lead with accountability, communicate clearly, and drive results through collaboration, innovation, and continuous growth. They empower each teammate to learn from industry leaders, develop their skills, and build lasting connections nationwide. This position is responsible for ensuring efficient collections of past due balances of customer accounts to minimize bad debt risk; ensuring customers meet established credit terms and reducing delinquencies by maintaining receivable balances within targeted terms. This position plays a crucial role in the minimization of credit exposure risks and subsequently bad debt write-offs. Timely and effective collection activity reduces McLane Foodservice's Days Sales Outstanding (DSO), thereby improving cash flows. The Credit Specialist is a hybrid position which will require the candidate to report and work from the office a minimum of four days a week. Therefore, interested candidates should be within a 50-minute radius from Carrollton, TX. Benefits you can count on: <ul><li>Day 1 Benefits: medical, dental, and vision insurance, FSA/HSA, and company-paid life insurance </li><li>Paid time off begins day one.</li><li>401(k) Profit Sharing Plan after 90 days.</li><li>Additional benefits: pet insurance, maternity/paternity leave, employee assistance programs, discount programs, tuition reimbursement program, and more!</li></ul> What you'll do as a Credit Specialist: <ul><li>Negotiate and implement workout plans with the assigned accounts to amortize past due balances in a firm and consistent manner obligating both McLane and the account to that plan; obtain security instruments when deemed necessary (i.e. guarantees, PMSA/GSA, collateral and corporate/personal financial data) to mitigate associated risks. The workout plan or other options must be suitable to management and the customer to obtain payment over a reasonable time period.</li><li>Independently negotiate payment from delinquent customers to maintain receivables within target by ensuring overall compliance with credit terms.</li><li>Set up short-term notes to accommodate terms compliance with approval of Senior Credit/Collections Manager and/or Director-Credit/Collections.</li><li>Document all customer correspondence and all customer contacts in Customer Accounts Comments Area within the Oracle JDE systems.</li><li>Monitor delinquent accounts daily to ensure compliance to pay plans and not allow any further exposure to MFS.</li><li>Seek assistance from Senior Credit/Collections Manager and/or Director - Credit/Collections when necessary.</li><li>Provide data to our bankruptcy counsel when an account files for bankruptcy. Work closely with the Senior Credit/Collections Manager to document all legal correspondence and track the court activity and rulings.</li><li>Analyze activity of assigned accounts on a regular basis to identify incorrect transactions or account coding that result in service charges, bad debt write-offs and keeping the accounts clean.</li><li>Request financial statements monthly or annually from our top largest exposure accounts as well as marginal or defaulting accounts. Enter the financial data to the Financial Analysis Spreadsheet for review with the Senior Credit/Collections Manager and/or Director-Credit/Collections.</li><li>Periodically interact with senior levels of McLane Foodservice's corporate management and frequently interact with multi-levels of McLane Foodservice's field management.</li><li>Communicate frequently with external customers while diplomatically representing McLane Foodservice's collection position.</li><li>Perform special projects as requested by management in a timely manner.</li><li>Other duties may be assigned.</li></ul> Qualifications you'll bring as a Credit Specialist: <ul><li>Undergraduate degree in finance/accounting preferred (but not required) with minimum of 4-5 years of progressively responsible credit and collections experience. Demonstrated general business knowledge is essential.</li><li>Excellent analytical skills, excellent written and verbal communication skills and strong personal computer skills are required.</li><li>Must have a good understanding of the federal and state laws pertaining to credit, collections, bankruptcies, and good understanding of A/R and credit procedures, as well as, computerized accounts receivable systems.</li><li>Must be assertive with excellent interpersonal skills able to build rapport with troubled past due accounts to arrange payment of past due and maintain current going forward; able to manage multiple responsibilities within a fast-paced environment.</li><li>Must be a self-starter and able to work independently and communicate collection progress to management on regular basis.</li><li>This position, at the incumbent's discretion, should identify and implement processes that enhance the efficiency of collection activity and the timeliness of customer payments to McLane Foodservice.</li><li>Candidate must be sensitive to the impact that collection activity has on the customer relations and treating customers in a tactful manner.</li><li>McLane Foodservice's strategic initiative is to pursue a more diversified customer base of restaurant concepts, which will pose additional financial risks and challenges. Understanding the nuances of each restaurant concept and issues specific to them will enhance the teammate's success.</li><li>This position requires the ability to read, write, and understand English at a level sufficient to perform job-related tasks effectively and safely. This includes understanding work instructions, safety protocols, and communications essential to the role. The requirement is directly related to the nature of the job and ensures compliance with workplace safety and operational standards.</li></ul> Fit the following? We want you here! <ul><li>Teamwork oriented </li><li>Organized </li><li>Problem solver </li><li>Detailed </li></ul> Our roadmap. Our story. We've been forging our path as a leader in the distribution industry since 1894. Building an expansive nationwide network of team members for 130+ years has allowed us to stay agile for our clients across the restaurant, retail, and e-commerce industries. We look to the future and are ready to continue making industry-defining moves by embracing the newest technology into our practices, continuing team member training, and emphasizing our people-centered culture. Candidates may be subject to a background check and drug screen, in accordance with applicable laws. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. For our complete EEO and Pay Transparency statement, please visit <a href="https://www.mclaneco.com/legal/employment/" target="_blank">https://www.mclaneco.com/legal/employment/</a>

McLane

Credit Specialist

This position is responsible for collecting and resolving active customer accounts that have become delinquent. This position reports to the Collections Supervisor. This individual will primarily interact with delinquent customers, third party references or contacts, and repossession agencies assigned to recover vehicles on delinquent accounts. This individual also interacts internally with other AN Finance department in the course of arranging repossessions, delinquency management, and loss (charge off) administration. The successful candidate is self-directed in work prioritization and demonstrates superior judgment-making ability within the scope of the position’s areas of responsibility. The associate will perform all duties in accordance with AN Finance policies and procedures and all state and federal regulations. This position requires working a variable schedule, which will include late evening and occasional weekends, as directed by management. The compensation for this position includes a potential monthly bonus based on delinquency, roll rates, and net losses.<ul><li>Handle inbound/outbound collection calls in a professional manner.&nbsp; Reviews open accounts for collection efforts.&nbsp; Maintains good customer relations with borrowers, and effectively solves problems in an effort to resolve account delinquency and prevent losses.&nbsp; Identifies issues attributing to account delinquency and review with supervisor as needed.</li><li>Make outbound contact attempts with delinquent customers by telephone, email, chat, and texting to negotiate acceptable payment arrangements with delinquent customers.</li><li>Collect customer payments in accordance with payment due dates.&nbsp; Provide timely follow-up on payment arrangements.&nbsp; Follow and maintain policies and procedures in all aspects of the position.&nbsp;</li><li>Handle inbound contacts from customers involving a variety of issues, including delinquent payments and general inquires.&nbsp;</li><li>Negotiates account resolution and accurately input and document actions within the collections system, while maintaining company performance and productivity standards.&nbsp; Maintain and update customer demographic and employment information on a regular basis.&nbsp;</li><li>&nbsp; Perform skip-tracing activity on delinquent accounts for potential leads on customer or vehicle location.</li><li>Maintain or exceed production standards as established by management for accounts worked, conversion rate, kept rate, dollars collected, % now due, delinquency, roll rates and net losses.</li><li>Escalates risk issues to management, as appropriate.</li><li>Essential Knowledge, Skills and Licenses</li><li>Excellent verbal and written communications skills with the ability to communicate and present complex issues in a clear, accessible and impactful manner.</li><li>Must demonstrate superior listening skills</li><li>Proficient in the use of computer systems, including loan servicing systems, Strong skip-tracing techniques, including proficiency in the utilization of external data sources.</li><li>Thorough understanding of state and federal laws applicable to debt collection, including the Fair Debt Collection Practices Act.</li><li>Ability to organize various tasks and prioritize workloads while managing to deadlines.</li><li>Self-motivated, comfortable working independently, with strong attention to detail.</li><li>Bilingual in English and Spanish is preferred but not required.</li></ul>Education and/or Experience<ul><li>High school degree or GED is required.</li><li>Previous experience in the consumer financial services industry is preferred but not required, and automobile financing experience is preferred but not required.</li><li>3 years consumer debt collection and skip tracing experience</li></ul>Machines, Office Equipment and Software<ul><li>Web navigation and/or web-based software applications.</li><li>Personal computer: Microsoft Word, Excel, Power Point and Outlook.</li><li>10-key calculator and QWERTY keyboard skills.</li><li>Copier, faxing &amp; other general office equipment.</li></ul>Physical Demands<ul><li>Continuous use of personal computer/monitor/keyboard.</li><li>Physical Demand: None. Amt./Frequency: N/A</li></ul><h2>Exciting Benefits and Perks Await You:</h2><ul><li>Competitive compensation and 401k matching</li><li>Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.</li><li>Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear</li><li>Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers</li><li>Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide</li></ul>AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. &nbsp;AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

AutoNation

Loan Counselor II

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.Position Overview:The Director of Internal Fraud, Insider Threat and Conduct Risk Investigations will be responsible for detecting, investigating, and mitigating matters involving internal fraud, insider threats and possible employee misconduct across the enterprise. The ideal candidate will have a strong investigative background, excellent analytical, technical and communication skills.&nbsp; Experience working within a regulated financial industry is preferred.The role requires strong leadership capabilities and will lead complex and sensitive investigations, prepare detailed reports, and communicate findings to senior leadership and interface with regulators, auditors, and cross functional partners. This is a high impact, high visibility role reporting directly to the Global Security VP Investigations. Collaborating with every facet of the enterprise, the Internal Fraud Director will identify and advise on controls and processes to strengthen and enhance our Internal Fraud program globally. Success in this role requires strong sound judgement, discretion, and the ability to operate with the highest levels of integrity and professionalism.Key Responsibilities:<ul><li>Lead internal investigations involving suspected internal fraud, misconduct, theft, data loss, bribery, or regulatory breaches by employees or third-party vendors.</li><li>Oversee the end-to end investigative process – from case intake, triage, and evidence collection to resolution and final reporting.</li><li>Conduct interviews with employees, witnesses, and other relevant parties while maintaining fairness and adherence to company and legal standards.</li><li>Prepare high quality written investigative reports for internal stakeholders and, when appropriate, for external regulators or law enforcement.</li><li>Ensure investigations are handled with discretion, fairness, timeliness, and in accordance with regulatory requirements and internal protocols.</li><li>Collaborate with cross functional teams including, Legal, Compliance, Colleague Experience Group (HR), Technology, Risk, and Audit to support end-to-end case resolution.</li><li>Collaborate with external law enforcement and regulatory agencies, including supporting subpoenas, referrals, and exam requests.</li><li>Ensure investigations are conducted in accordance with local and global regulatory requirements.</li><li>Maintain awareness of relevant laws, policies, and best practices impacting internal fraud and conduct risk.</li><li>Identify patterns, trends, and emerging risks in employee conduct and fraud, and contribute to the development of proactive risk mitigation strategies.</li><li>Participate in the continuous enhancement of investigative procedures, training programs, and tools.</li><li>Provide after-hours support as needed.</li></ul>Qualifications &amp; Skills:Required:<ul><li>Bachelors Degree in Criminal Justice, Business, Finance, Risk Management, or a related field.</li><li>5+ years of experience in law enforcement or similar investigative/analytical experience.</li><li>Demonstrated experience handling complex, critical investigations in a confidential and professional manner.</li><li>Strong knowledge of fraud schemes, employee misconduct, regulatory expectations, and industry standards.</li><li>Excellent written communication skills, with the ability to prepare clear, accurate, and persuasive investigative reports.</li><li>Confident and professional oral communicator, with experience presenting to senior executives and/or regulators.</li><li>Strong analytical and critical thinking skills; attention to detail and sound judgment are essential.</li><li>Experience working with investigative case management systems.</li><li>High level of integrity, discretion, and emotional intelligence.</li></ul>Preferred:<ul><li>Advanced degree (JD, MBA, MS in Criminal Justice, etc.)</li><li>Certifications such as Certified Fraud Examiner, Certified Anti-Money Laundering or equivalent.</li><li>Familiarity with data loss prevention tools, forensic analysis, and case management platforms.</li><li>Experience working with regulators or law enforcement agencies on investigative matters.</li><li>Experience in global investigations or working across multiple jurisdictions and regulatory environments.</li></ul>Additional Information:<ul><li>This position may require occasional travel.</li><li>Candidates must be eligible to work in (country?)</li><li>Background check and pre-employment screening required.Guardian</li></ul>Salary Range: $130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: <a href="https://www.eeoc.gov/poster" target="_blank">https://www.eeoc.gov/poster</a>Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Director - Investigative Service

H.O. Penn MachineryHIRING IMMEDIATELYGenerator Field TechnicianNewington, CTPay:$45.71–51.44/hourBenefits:<ul><li>UNION Shop!</li><li>Pension, welfare, annuity, and vacation funds</li><li>Medical/dental/vision insurance</li><li>Paid company holidays</li></ul>Key qualifications:<ul><li>Minimum five (5) years’ experience in Electric Power Generation, including troubleshooting and repair of electrical equipment (generator, ATS, Switchgear), AC and DC, and diesel engine</li><li>Advanced electrical troubleshooting skills, breaker testing, paralleling generators, medium/high voltage, transformers, thermal scan (IR Scan) preferred&nbsp;</li><li>Must be computer proficient to be able to run diagnostic software and prepare service communications</li><li>Must have strong communication skills and have high self-management</li><li>Must be willing to work overtime, including: evenings, holidays, and weekends when needed&nbsp;</li><li>Valid and clean driver’s license required (this position drives a service truck)&nbsp;</li></ul>Responsibilities: &nbsp;Successfully provide service of recognized superior value<ul><li>Troubleshoot electrical problems</li><li>Troubleshoot mechanical problems&nbsp;</li><li>Efficiently utilize resources to correct problems</li><li>Document steps taken to correct problems</li></ul>Maximize the efficient use of service and repair processes to provide fast accurate service and minimize unnecessary expense&nbsp;<ul><li>Plan proper repair procedures for efficiency</li><li>Efficiently utilize tooling and technical resources</li><li>Continually improve key processes</li><li>Effectively communicate status of repair work with supervisor</li></ul>Effectively communicate with customers<ul><li>Represent the company in a positive, professional manner</li><li>Communicate customers’ options to correct current problems</li><li>Advise customers of cost of repair and collect payment as required</li></ul>Successfully contribute towards building a culture of safety through completion of all safety initiatives and demonstrating safe work habits<ul><li>Complete/attend all safety meetings, computer-based safety training, safety audits and other safety training as assigned</li><li>Work in a proactive, safe manner in compliance with all safety practices, policies and training</li><li>Immediately resolve and/or report all safety issues to supervisor</li><li>Maintain a clean and safe work area in compliance with all Contamination Control Initiatives</li></ul>Qualifications:<ul><li>Minimum five (5) years’ experience in Electric Power Generation, including troubleshooting and repair of electrical equipment (generator, ATS, Switchgear), AC and DC, and diesel engine</li><li>Advanced electrical troubleshooting skills, breaker testing, paralleling generators, medium/high voltage, transformers, thermal scan (IR Scan) preferred&nbsp;</li><li>Must be computer proficient to be able to run diagnostic software and prepare service communications</li><li>Must have strong communication skills and have high self-management</li><li>Must be willing to work overtime, including: evenings, holidays, and weekends when needed&nbsp;</li><li>Valid and clean driver’s license required (this position drives a service truck)</li></ul>Physical Requirements:<ul><li>Standing and walking (including on uneven surfaces)</li><li>Sitting, body rotation, and forward bending (in both sitting and standing positions)</li><li>Lifting up to 60 lbs. (machine or team lift for items over 50 lbs.)</li><li>Carrying up to 50 lbs. for short distances</li><li>Push/pull tasks requiring up to 75 lbs. of force</li><li>Climbing stairs and ladders (including non-standard access points)</li><li>Crawling, kneeling (low work), and working in awkward/tight positions</li><li>Strong grip strength (up to 80 lbs. with both hands; up to 30 lbs. with one hand)</li><li>Hand coordination and overhead/extended reaching</li><li>Operating equipment, machinery, foot pedals, and hand tools</li><li>Outdoor work as required (exposure to weather and varying environments)</li><li>Wearing up to 20 lbs. of PPE, including flame-resistant clothing, welding helmets/shields, and ANSI-rated protective footwear as required</li></ul>We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, creed, color, religion, sex, national origin, ancestry, age, marital status, citizenship, sexual orientation, gender or gender status, disability, genetic information, otherwise qualified disabled or veteran status, or any other protected class as designated by Federal, State and/or local law.

Generator Field Technician

Description:
Our organization believes we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and well-being of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins.&nbsp; ABOUT THE POSITIONThe Lead Consumer Loan Officer is responsible for overseeing a centralized team of Consumer Loan Officers who manage digital and referred branch loan applications. This position plays a critical role in ensuring members receive expert, consultative guidance throughout the loan process—from pre-application product matching to post-approval stipulation collection and closing coordination. Through daily oversight and mentoring of the Loan Officer team, the Lead Loan Officer is expected to maintain high service standards, ensure accurate intake and processing, and support loan application quality and conversion rates. The role will serve as the central point for team training, escalations, and continuous improvement in a digital-first lending environment. NORMAL DAY-TO-DAY WORK<ol><li>Provide practical, hands-on leadership to the centralized Consumer Loan Officer (LO) team, ensuring applications are reviewed for completeness, product suitability, and alignment with underwriting requirements before submission.</li><li>Support member engagement strategy by coaching LOs on pre-application consultative conversations, application review techniques, and effective follow-up on approvals and denials.</li><li>Ensure the LO team manages inbound and outbound member contact workflows related to stipulations, approval terms, loan restructuring, and denial education, while Experience Center handles all direct calls, chats, and secure messages.</li><li>Review individual and team productivity reports, monitor key performance indicators (KPIs), and provide coaching and training as needed to ensure consistent execution. Support the onboarding and training of new LOs, including shadowing, review of standard operating procedures (SOPs), and system navigation.</li><li>Coordinate with Consumer Underwriting and Fulfillment to ensure streamlined handoffs, clear communication of stipulations, and proactive follow-through for timely loan closings.</li><li>Serve as a subject matter expert for escalated member cases, complex loan scenarios, and application restructuring recommendations; engage with members directly as needed to support the LO team and optimize members’ experiences.</li><li>Work with cross-functional teams including Digital Lending, Branch Operations, Experience Center, and Credit Administration to support process optimization, system enhancements, and member experience initiatives.</li><li>Lead quality control efforts by auditing LO team members’ work for accuracy, compliance with lending policies, and appropriateness of member engagement and documentation.</li><li>Maintain deep knowledge of all consumer loan products (unsecured, auto, HELOC, etc.) and ensure the team is consistently trained and current on guidelines, pricing, and risk criteria.</li><li>Identify trends in loan submissions, denials, or member concerns and elevates recommendations for policy, product, or process changes to management. Assist with periodic reporting, dashboard tracking, and operational metrics for internal teams and executive leadership.</li><li>Take ownership for actions, decisions, and results; openly accept feedback and demonstrate both the willingness and ability to improve.</li></ol> JOB QUALIFICATIONSHere are a few skills you MUST have to be qualified for this position.<ol><li>4 – 6 years of consumer lending experience, preferably in a centralized or digital lending environment, including 1 – 3 years of experience leading, coaching, or mentoring leading professionals.</li><li>Proven knowledge of consumer loan products including unsecured loans, auto loans, HELOCs, and lines of credit.</li><li>Strong understanding of lending regulations, loan structuring, risk-based pricing, and credit decisioning fundamentals.</li><li>4. Demonstrated ability to review and guide loan applications for completeness, creditworthiness, and compliance.</li><li>Exceptional written and verbal communication skills, especially in explaining loan decisions and guiding members through the lending process.</li><li>Strong organizational skills with the ability to manage multiple workflows in a fast-paced, high-volume environment.</li><li>Highly proficient with loan origination systems (LOS) and core banking systems.</li><li>Ability to work both independently and collaboratively with cross-functional teams.</li><li>Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc.</li><li>Ability to lift a minimum of 25 lbs. (file boxes, computer).</li><li>Travel required on occasion.</li></ol> Here are a few qualities we’d LIKE for you to have to make you more suited for this position.<ol><li>Credit Union experience preferred, particularly in a digital or centralized lending model.</li><li>Exposure to Fiserv Velocity or similar LOS platforms.</li><li>Experience working within a consultative or relationship-based lending framework.</li><li>Proficiency in reporting tools or dashboards (e.g., Tableau, Power BI).</li><li>Ability to train, onboard, and mentor new hires effectively.</li></ol> CONTACT USIf you have questions about this position description, please feel welcome to ask. You can reach our HR Department at:&nbsp;Civic Human Resources3600 Wake Forest Road, Raleigh, NC 27609&nbsp;<a href="mailto:careers@civicfcu.org" target="_blank">careers@civicfcu.org</a>

Requirements:
 PI277827257

Lead Consumer Loan Officer

Working with Us Challenging. Meaningful. Life-changing. Those aren’t words that are usually associated with a job. But working at Bristol Myers Squibb is anything but usual. Here, uniquely interesting work happens every day, in every department. From optimizing a production line to the latest breakthroughs in cell therapy, this is work that transforms the lives of patients, and the careers of those who do it. You’ll get the chance to grow and thrive through opportunities uncommon in scale and scope, alongside high-achieving teams. Take your career farther than you thought possible.Bristol Myers Squibb recognizes the importance of balance and flexibility in our work environment. We offer a wide variety of competitive benefits, services and programs that provide our employees with the resources to pursue their goals, both at work and in their personal lives. Read more: careers.bms.com/working-with-us.Location: Remote&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp; Preferred location: IL, IN, OH, MIBackgroundRayzeBio is a dynamic biotechnology company headquartered in San Diego, CA. Launched in late 2020 and recently acquired by Bristol Myers Squibb (BMS) as a wholly owned subsidiary, the company is focused on improving survival of people with cancer by harnessing the power of targeted radioisotopes. RayzeBio will operate as a standalone entity within the BMS organization, maintaining its biotech culture with the opportunity to leverage the best-in-class oncology capabilities of BMS. RayzeBio is developing innovative drugs against targets of solid tumors. The lead asset, RYZ101, is in Phase 3 testing for patients with gastroenteropancreatic neuroendocrine tumors (GEP-NETs), as well as earlier stage testing for patients with small cell lung cancer (SCLC) and breast cancer.&nbsp; Led by a successful and experienced entrepreneurial team, RayzeBio aims to be the global leader in radiopharmaceuticals.Job PurposeThe Senior MSL role is integral to RayzeBio’s mission to be recognized as a trusted partner for both internal stakeholders and the broader healthcare community. The Senior MSL serves as the primary medical resource for the external community, facilitating peer-to-peer discussions and translating science into patient care. The main role of the Senior MSL is to identify disease and product-related medical needs within a defined geography, while developing and maintaining relationships with Regional and National Key Opinion Leaders (KOLs) and Healthcare Providers (HCPs). The purpose of the interactions with the KOL/HCP is to engage in appropriate scientific exchange that will ensure that patients have access to RayzeBio clinical trial compounds and marketed products, to ensure their safe and appropriate use through peer to peer discussions and needs expressed by external and internal stakeholders, and to facilitate research. The Senior MSL serves as the therapeutic area expert for KOLs/HCPs in their territory capturing key medical insights and acting as a clinical and scientific advisor.Additionally, the Senior MSL will work closely with clinical development, clinical operations, and medical affairs team members to execute the therapeutic product development process, translating insights, academic information, and congress data. They will play a strategic role in preparing for the launch and commercialization of RayzeBio products, facilitating scientific exchange, and gathering external insights to shape RayzeBio's understanding of the therapeutic environment.As a credible representative of RayzeBio, the Senior MSL will engage in a variety of interactions with key opinion leaders (KOLs) across their assigned region. This role involves cultivating and maintaining relationships with academic researchers, oncology research centers, and healthcare organizations, while attending conferences, talks, and presenting scientific product information to physicians and other healthcare professionals. This will require extensive travel, often including weekends.Job Responsibilities<ul><li>The Senior MSL will develop and maintain relationships with various (academic and community) health care professionals, within an assigned territory providing them with credible, fair balanced, scientific information about RayzeBio products (unsolicited product requests), research activities, and product development. The Senior MSL will use various modes of communication for these scientific exchange interactions including (but not limited to), 1:1, group presentations, remote, congress meetings, etc.</li><li>The Senior MSL will demonstrate proficiency in the specialized area of Radiopharmaceutical Therapy (RPT) by using available scientific resources such as training materials and other approved scientific resources and presentations. The MSL will effectively communicate this information to KOLs/HCPs and be equipped to respond to questions while ensuring medical accuracy and compliance with local procedures and company ethical and legal guidance.</li><li>The Senior MSL will be a therapeutic area and product/compound expert through regular review of literature and participation in scientific congresses and conferences. They will play a key role in internal training and communications within the medical affairs and brand teams, providing education and insights on KOLs, site profiling, and ongoing research</li><li>The Senior MSL will proactively build healthcare provider support by employing a scientific approach that aligns with medical affairs objectives and the therapeutic area medical plan. The Sr. MSL will contribute to the development of Key Opinion Leaders (KOLs) within the therapeutic area and will serve as a major source of balanced medical information on RayzeBio products, managing issues related to safety and off-label use based on the best available scientific data.</li><li>Territory planning will be a key activity for the Senior MSL.&nbsp; This plan will be dynamic with respect to the radiopharmaceutical target, target life cycle, therapeutic area, and territory.&nbsp; The Senior MSL will liaise with key internal stakeholders to build a comprehensive action-oriented plan.</li><li>The Senior MSL will attend national and international (based on business needs) congresses and local/regional meetings. During these meetings they will work to collect and provide meaningful medical insights by communicating these back to the medical, and clinical organizations to support strategy development.</li><li>The Senior MSL will play a role in internal training and communication with the medical affairs, brand team, and territory managers.&nbsp; Knowledge sharing, including KOL and site profiling, and education both internally and externally will be key areas of responsibility.</li><li>The Senior MSL will proactively collaborate with cross-functional teams, ensuring compliance, customer-centric interactions, and ongoing medical/scientific training for internal/external stakeholders groups</li></ul>Clinical Trial Support<ul><li>The Senior MSL will contribute to the development of RayzeBio’s therapeutic products, offering strategic input to internal stakeholders and facilitating the understanding of the clinical landscape</li><li>The Senior MSL will also engage in various clinical trial activities, providing recommendations and insights to the clinical development team on study and site feasibility based on direct field knowledge and relationships with potential investigators. Through territory profiling and external meetings with KOLs/HCPs the Senior MSL will provide insights in the designated therapeutic area, compound MOA, etc.. These activities will be done in collaboration with clinical development, clinical operations, and medical affairs leadership.</li><li>The Senior MSL will also play a strategic role in pre-launch and peri-launch activities, ensuring that medical plans and product strategies are developed in alignment with the disease area, product lifecycle, and market needs</li><li>The Senior MSL will compliantly support KOLs/HCPs in the discussion, submission and execution of the RayzeBio Investigator Initiated Trial (IIT) process based on existing policy and procedures.</li><li>The Senior MSL will support CRO sponsored studies as agreed with leadership of clinical development and medical affairs.</li></ul>Education and Experience<ul><li>A doctorate degree preferred (PhD, Pharm D, MD, DO), Advanced Nursing Degree, Advanced Degree in Health Sciences, MS, or equivalent. Current licensure in respective field, if applicable</li><li>Minimum of 5-8 years of oncology MSL experience with a radiopharmaceutical or solid tumor product.</li><li>Excellent interpersonal communication and presentation skills (including ability to network). Able to participate in a scientific dialogue, on a peer-to-peer basis, with KOL’s and researchers</li><li>Disease area knowledge and an understanding of scientific publications, clinical and competitive landscape and patient treatment trends</li><li>Ability to translate scientific or clinical data into an understandable and valuable form to help physicians best serve their patients</li><li>Excellent teaching skills and ability to present and discuss scientific material clearly and concisely.&nbsp;</li><li>Proven ability to create and sustain relationships with industry leaders.</li><li>Skilled in clinical research and understand the process of pharmaceutical product development and approval</li><li>Demonstrated ability to organize, prioritize, and work effectively with minimal supervision in a constantly changing environment.</li><li>Able to function in a highly regulated environment and to adhere to all RayzeBio guidelines and standard operating procedures (SOP’s), while responding to a variety of questions and requests from HCPs</li><li>Solid understanding of GCP and ICH guidelines</li><li>Current working knowledge of US legal, regulatory, and compliance regulations and guidelines relevant to industry interactions with HCPs</li><li>Demonstration of BMS/RayzeBio values</li><li>Excellent English language skills, spoken and written</li></ul>Travel Requirement<ul><li>Travel required. Willing to travel 50-70% of the time.&nbsp; Evening and weekend work will be involved, with occasional international travel</li><li>Position is field based, the Senior MSL will be required to live in the territory which they manage or within 50 miles of the territory borders</li><li>Coverage territory will include but not limited to: MN, WI, IA, IL, IN, MI, OH, KY, and is subject to change</li></ul><ul><li>The Senior MSL will spend the majority of their time in the field with their external customers. Further requirements based on territory assignment and team needs</li><li>Ability to drive a company-provided car is an essential qualification of this position. Candidates must be able to drive a company-provided vehicle between locations (often great distances apart), and arrive at each location ready and able to enthusiastically and efficiently conduct their work. Candidates must possess a high level of ethics, integrity, and a responsible and safe driving history</li></ul>Physical demands<ul><li>While performing the duties of this job, the employee is regularly required to sit, reach with hands and arms, and talk or hear. The employee must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision and distance vision.</li></ul>Work&nbsp;Environment<ul><li>The noise level in the&nbsp;work&nbsp;environment is usually moderate.</li></ul>If you come across a role that intrigues you but doesn’t perfectly line up with your resume, we encourage you to apply anyway. You could be one step away from work that will transform your life and career.Compensation Overview:Remote - United States - US: $149,860 - $181,595&amp;#xa;The starting compensation range(s) for this role are listed above for a full-time employee (FTE) basis. Additional incentive cash and stock opportunities (based on eligibility) may be available. The starting pay rate takes into account characteristics of the job, such as required skills, where the job is performed, the employee’s work schedule, job-related knowledge, and experience. Final, individual compensation will be decided based on demonstrated experience.&nbsp; Eligibility for specific benefits listed on our careers site may vary based on the job and location. For more on benefits, please visit <a href="https://careers.bms.com/life-at-bms/" target="_blank">https://careers.bms.com/life-at-bms/</a>. Benefit offerings are subject to the terms and conditions of the applicable plans then in effect and may include the following: Medical, pharmacy, dental and vision care. Wellbeing support such as the BMS Living Life Better program and employee assistance programs (EAP). Financial well-being resources and a 401(K). Financial protection benefits such as short- and long-term disability, life insurance, supplemental health insurance, business travel protection and survivor support. Work-life programs include paid national holidays and optional holidays, Global Shutdown Days between Christmas and New Year’s holiday, up to 120 hours of paid vacation, up to two (2) paid days to volunteer, sick time off, and summer hours flexibility. Parental, caregiver, bereavement, and military leave. Family care services such as adoption and surrogacy reimbursement, fertility/infertility benefits, support for traveling mothers, and child, elder and pet care resources. Other perks like tuition reimbursement and a recognition program.Uniquely Interesting Work, Life-changing Careers With a single vision as inspiring as “Transforming patients’ lives through science™ ”, every BMS employee plays an integral role in work that goes far beyond ordinary. Each of us is empowered to apply our individual talents and unique perspectives in a supportive culture, promoting global participation in clinical trials, while our shared values of passion, innovation, urgency, accountability, inclusion and integrity bring out the highest potential of each of our colleagues.On-site ProtocolBMS has an occupancy structure that determines where an employee is required to conduct their work. This structure includes site-essential, site-by-design, field-based and remote-by-design jobs. The occupancy type that you are assigned is determined by the nature and responsibilities of your role:Site-essential roles require 100% of shifts onsite at your assigned facility. Site-by-design roles may be eligible for a hybrid work model with at least 50% onsite at your assigned facility. For these roles, onsite presence is considered an essential job function and is critical to collaboration, innovation, productivity, and a positive Company culture. For field-based and remote-by-design roles the ability to physically travel to visit customers, patients or business partners and to attend meetings on behalf of BMS as directed is an essential job function.BMS is dedicated to ensuring that people with disabilities can excel through a transparent recruitment process, reasonable workplace accommodations/adjustments and ongoing support in their roles. Applicants can request a reasonable workplace accommodation/adjustment prior to accepting a job offer. If you require reasonable accommodations/adjustments in completing this application, or in any part of the recruitment process, direct your inquiries to <a href="mailto:adastaffingsupport@bms.com" target="_blank">adastaffingsupport@bms.com</a>. Visit careers.bms.com/eeo-accessibility to access our complete Equal Employment Opportunity statement.BMS cares about your well-being and the well-being of our staff, customers, patients, and communities. As a result, the Company strongly recommends that all employees be fully vaccinated for Covid-19 and keep up to date with Covid-19 boosters.BMS will consider for employment qualified applicants with arrest and conviction records, pursuant to applicable laws in your area.If you live in or expect to work from Los Angeles County if hired for this position, please visit this page for important additional information:&nbsp;<a href="https://careers.bms.com/california-residents/" target="_blank">https://careers.bms.com/california-residents/</a>Any data processed in connection with role applications will be treated in accordance with applicable data privacy policies and regulations.

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