Financial Intelligence Analyst

Company Description

By working at Harvard University, you join a vibrant community that advances Harvard's world-changing mission in meaningful ways, inspires innovation and collaboration, and builds skills and expertise. We are dedicated to creating a diverse and welcoming environment where everyone can thrive.

Why join Harvard University Central Administration?

Harvard University's Central Administration (CADM) is a 5,000+ employee organization that supports the university's overall excellence by understanding and serving the needs of its schools, students, faculty, staff, alumni, and surrounding communities. Through dynamic and collaborative partnerships, CADM provides high-quality and efficient services to the schools to help them achieve their goals.

Job Description

The Harvard Federal Credit Union (Harvard FCU) is one of the fastest growing Credit Unions in the country and a leader in our industry. As a not-for-profit cooperative, we put our members’ best interests first in all that we do. We are passionate about service and fanatical about solving problems. Integrity and transparency are the foundation of Harvard FCU's philosophy. Our mission is to enhance our members’ lives by developing and offering trustworthy products that are easy to understand, easy to use, and best suited to meet their financial needs.

Harvard FCU: https://harvardfcu.org/

The Financial Intelligence Analyst plays a key role in protecting the credit union, its members, and its assets by conducting research, monitoring transactions, and investigating potential fraudulent activity, financial crimes and compliance risks. This position supports the credit union’s fraud prevention and compliance programs by analyzing data, identifying suspicious activity, conducting member research and ensuring adherence to regulatory requirements.

Job-Specific Responsibilities:

Fraud Detection & Investigation

• Monitor and analyze transaction activity across multiple channels (e.g., ACH, wires, debit/credit cards, online banking, mobile banking).
• Investigate suspected cases of fraud, money laundering, suspicious activity and other financial crimes, document findings and escalate when necessary.
• Research financial crime trends and emerging fraud schemes to proactively identify vulnerabilities.
• Assist with loss mitigation and recovery efforts.
• Review new account applications for signs of risk, fraud and compliance issues.

Compliance Monitoring & Research

• Support compliance with BSA/AML, OFAC, and other applicable regulations.
• Conduct research on member activity flagged for unusual or suspicious behavior.
• Assist in preparing Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).
• Maintain accurate and organized investigation and compliance records.
• Assist with member requests from law enforcement and/or other federal agencies.
• Perform member research requests.

Risk Analysis & Reporting

• Compile reports and metrics on fraud cases, compliance findings, and trends.
• Provide insights to management on potential risks and recommend controls.
• Participate in audits, examinations, and internal reviews as needed.

Collaboration & Support

• Work closely across multiple lines of business to resolve issues.
• Provide member support by handling all inquiries professionally.
• Assist in fraud and compliance training initiatives for staff.

Working Conditions:

• Work is performed in an office setting.

Qualifications

Basic Qualifications:

Basic Qualifications are the minimum threshold a candidate must meet in order to be considered for this role.

• Bachelor’s degree in finance, accounting, business administration, or a related field, or equal years of work experience.
• A minimum of two years of work experience in financial investigation, compliance, banking operations, or other related area.

Additional Qualifications and Skills:

The following qualifications are strongly preferred. If you meet some, but not all, you are still encouraged to apply; we value employees with a willingness to learn.

• Experience working in a credit union or banking environment preferred with experience use the DNA core system or similar, and account opening platforms such as Mantl, Meridian Link, or similar
• Experience with transaction monitoring systems and fraud detection solutions (e.g. Verafin, Socure, BioCatch, AppGate, etc.)
• Familiarity with fraud schemes, prevention methods, and regulatory requirements (BSA/AML, OFAC, USA PATRIOT Act).
• Strong analytical and investigative skills with attention to detail.
• Proficiency in Microsoft Office and experience with fraud monitoring systems.
• Excellent written and verbal communication skills.
• Ability to manage multiple cases simultaneously while meeting deadlines.

Certificates and Licenses:

• Preference for any of the certifications below:
  • Certified Fraud Examiner
  • Certified AML and Fraud Professional
  • Certified Anti-Money Laundering Specialist
  • Certified Financial Crime Specialist
  • Certified Financial Crimes Investigator

Additional Information

• Standard Hours/Schedule: 35 hours per week, Monday - Friday. Minimum of three days/month on site.
• Compensation Range/Rate (including Shift Differential if applicable):
• Visa Sponsorship Information: Harvard University is unable to provide visa sponsorship for this position
• Pre-Employment Screening: Credit, Criminal, Education, Identity, Prohibited Parties (OFAC - Office of Foreign Assets Control).
• Other Information:
  • Please provide a cover letter and resume as one document with your application.
  • This position has a 90-day orientation and review period.

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Work Format Details

This is a position that is based at a Harvard campus location with some remote work options available. Additional details will be discussed during the interview process. All remote work must be performed within one of the Harvard Registered Payroll States, which currently includes Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island, Vermont, Georgia, Illinois, Maryland, New Jersey, New York, Virginia, Washington, and California (CA for exempt positions only). Certain visa types and funding sources may limit work location. Individuals must meet work location sponsorship requirements prior to employment.

Salary Grade and Ranges

This position is salary grade level 053. Please visit  Harvard's Salary Ranges  to view the corresponding salary range and related information.

Benefits

Harvard offers a comprehensive benefits package that is designed to support a healthy work-life balance and your physical, mental and financial wellbeing. Because here, you are what matters. Our benefits include, but are not limited to:

• Generous paid time off including parental leave
• Medical, dental, and vision health insurance coverage starting on day one
• Retirement plans with university contributions
• Wellbeing and mental health resources
• Support for families and caregivers
• Professional development opportunities including tuition assistance and reimbursement
• Commuter benefits, discounts and campus perks

Learn more about these and additional benefits on our Benefits & Wellbeing Page.

EEO/Non-Discrimination Commitment Statement

Harvard University is committed to equal opportunity and non-discrimination. We seek talent from all parts of society and the world, and we strive to ensure everyone at Harvard thrives. Our differences help our community advance Harvard's academic purposes.

Harvard has an equal employment opportunity policy that outlines our commitment to prohibiting discrimination on the basis of race, ethnicity, color, national origin, sex, sexual orientation, gender identity, veteran status, religion, disability, or any other characteristic protected by law or identified in the university's non-discrimination policy. Harvard's equal employment opportunity policy and non-discrimination policy help all community members participate fully in work and campus life free from harassment and discrimination.