Manager - Credit and Fraud Risk Controllership- Finance

Job Description

This Manager position in the Credit and Fraud Risk Controllership (C&FRC) Controllership organization will play a key role in achieving our goal to protect and assure the integrity of the AXP financial statements and proactively eliminate controllable financial risk. As part of a world-class Controllership group, the C&FRC Controllership organization supports business on credit reserve modeling and provides decision support.

Responsibilities

This Manager position will be part of the Credit and Fraud Risk Controllership team, primarily responsibilities are:

• Play a key role in ensuring Credit Reserves are adequate
• Perform monthly analysis of reserve movements in conjunction with Risk and Finance partners, and prepare monthly internal documentation to explain these changes, including preparation of quarterly presentations for senior management and the Board of Directors. Update these analyses in conjunction with business changes
• Work closely with Risk professionals to develop analytics, providing support and documentation for key conclusions
• Prepare externally disclosed footnotes and regulatory filings for Worldwide AR, Loans and related Reserves for American Express and significant subsidiaries
• Lead projects to perform deep-dives for the significant qualitative reserves to improve control environment.
• Provide Controllership business advisory support for new products, acquisition and divestitures, as well as other company priorities, including risk and control management. This person will also interact regularly with Risk, Risk Finance and technologies in support of review of credit metrics and credit initiatives. As a manager, the incumbent will play an instrumental role in the continuous refinement of processes in these critical areas

Qualifications

• Bachelor’s degree in accounting/finance; CPA/MBA is preferred

• A minimum of 5-7 years of experience of financial analysis on complex and voluminous data is needed.
• Knowledge of US GAAP and experience in Regulatory framework like CCAR in a banking environment
• US GAAP accounting and reporting experience, with Current Expected Credit Loss (CECL) experience

• Strong analytical and problem skills are must

• Must be able to synthesize complex concepts into understandable business solutions and demonstrate thought leadership in developing value added analyses.

• Must be results driven and proactive with the ability to manage multiple work streams and work within tight timelines.

• Able to think strategically and have the relationship skills necessary to partner and drive results in a cross-functional team environment.

• Excellent oral and written communication skills and ability to present on a regular basis to senior management.

• Experience with SQL to run standardized queries and to perform ad hoc data analysis is a plus.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

About us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​