AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve.
So what do you say? Are you ready to be part of something big?
ESSENTIAL DUTIES AND EXPECTATIONS
- Monitoring transactions, analyzing fraud trends, and leveraging data analytics to identify suspicious patterns and emerging threats.
- Designing and maintaining fraud risk management frameworks, policies, and controls tailored for direct and indirect auto financing operations.
- Leading investigations of external financial crimes (such as loan application fraud, identity theft, and misrepresentation) across ANF auto finance portfolio
- Partnering with legal, compliance, audit, risk, collections, and recovery teams to coordinate countermeasures and ensure regulatory compliance.
- Preparing and submitting investigative reports for management and, when needed, external entities at AutoNation Corporate.
- Identify, analyze, and evaluate potential risks and their potential impact on the organization's objectives, operations, and reputation
- Advising senior leadership on evolving risks and regulatory changes and recommending control or process improvements.
- Providing training and guidance to staff on fraud prevention protocols and best practices.
- Developing and maintaining relationships with law enforcement and industry partners for information sharing and joint investigations.
- Supervising a team of fraud analysts, providing guidance, support, and performance feedback to ensure the achievement of team objectives
- Stay updated on industry trends, regulations, and best practices related to fraud and risk management, and provide recommendations to enhance the organization's risk management framework
- Prepare and present reports to senior management, summarizing fraud assessment findings, key fraud indicators, and fraud mitigation strategies
- Foster a culture of fraud awareness and continuous improvement within the organization, encouraging proactive fraud identification and reporting
- Ensuring efficient and accurate response times to give the business the best opportunity to avoid elevated losses due to fraud activity while maintaining complete confidence of all business units in decision making process
ESSENTIAL KNOWLEDGE, SKILL & LICENSES:
- Analytical skills and data analysis: Ability to interpret large datasets, identify fraud patterns, and conduct in-depth risk assessments using tools such as SQL, Power BI etc. These skills are vital for detecting anomalies or suspicious activities in auto finance portfolios.
- In-depth knowledge of auto finance operations and common fraud schemes targeting this sector.
- Strong data analysis, problem-solving, and report writing skills, with proficiency in fraud detection tools and regulatory compliance frameworks.
- Careful examination of loan applications, dealer performance, and portfolio behaviors to uncover subtle signs of fraud or misrepresentation
- Excellent organizational and communication skills, with the ability to influence cross-functional teams and manage stakeholder relationships.
- Communication: Ability to translate complex technical concepts into actionable business insights. Strong facilitation, presentation, and storytelling capabilities.
- Leadership: Experience in managing and mentoring analyst teams
- Problem-solving: Analytical thinking and creative approach to solving complex business problems
- Project Management: End-to-end project management skills, from conception to implementation
- Proficiency in Microsoft 365 suite (Word, PowerPoint, Excel, Teams)
- Ability to think strategically, use sound judgement, and balance short and long- term risk initiatives
- Ability to work in fast paced environment and manage conflicting timelines
- Comfortable with appropriate challenge and escalation
- Strong communication and collaboration skills; ability to work effectively across multiple business units
- Strong data-driven decision-making skills
EDUCATION AND/OR EXPERIENCE:
- Bachelor’s degree in business, finance, economics, or a related field (advanced degree or certification like CFE is preferred).
- Minimum of 3-5 years’ experience in fraud investigation or risk management, ideally in auto, card, or consumer finance.
- At least 10 years in consumer financial services—automotive finance experience preferred
Exciting Benefits and Perks Await You:
Competitive compensation and 401k matching
Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.
Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear
Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers
Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide
AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.