Manager-Risk Management

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company’s credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company’s risk appetite.

We are seeking a skilled and detail-oriented professional for credit risk governance. Responsibilities for this role include governance, reporting, working with stakeholders across the enterprise, regulatory support and building capabilities.

The incumbent will report to the Director, Global Credit Risk Oversight.

Key Responsibilities:

• Governance

oMaintain Credit Risk Management Policy

oMaintain credit risk standards, procedures (in collaboration with functional team) and templates (e.g.: reports, MEMO etc.)

oEnsure adherence to credit risk board approved plan and findings resolution

oConduct QC checks on 2LOD review reports

• Reporting

oQuarterly Aggregate Credit Risk Assessment Report

oReport RAF results and escalations and Control and Compliance (C&C) metrics

oMIS reporting to partner teams (e.g., findings tracker, Smart Monitoring alert reports)

oPerform ad-hoc analytics and reporting on credit findings (e.g., finding themes etc.)

• Internal Audit, Regulatory and ERM Support

oCoordinate with functional team on IAG and regulatory requests

oCoordinate and prepare meeting materials for quarterly interagency meeting

oMRA and regulatory recommendation remediation

• Capabilities

oSupport the Portfolio Analytics team to develop next generation MIS capability

oCollaborate with GRC capabilities team to support Archer and other foundational capabilities

oDevelop automated tools to write and QC review reports using LLM models

Experience and Background:

• Strong data & analytical skills
• Able to demonstrate strong knowledge of risk and financial management
• Good communication and interpersonal skills; able to clearly articulate or interpret technical documents, regulatory guidelines, and complex project requirements in a concise manner to various stakeholders
• Outstanding multi-tasking and project management skills
• Superb teamwork aptitude, to work with colleagues and stakeholder across various AXP offices globally
• Strong Microsoft Excel, PowerPoint skills;
• Extremely high attention to detail
• Self-starter and enthusiastic attitude
• Advanced degree in quantitative or a related field

Leadership Skills:

• Strong collaboration and influential leadership skills with the ability to build positive relationships across teams and levels of seniority;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Ability to communicate oversight findings to credit risk peers, business partners, and senior executives;
• Strong verbal and written communication skills.

Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

*Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

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