Senior Financial Analyst

Job Description

The Senior Financial Analyst for USCS Lending & Pricing is a critical role supporting the Lending function by providing decision support for Pricing, Pay-over-Time, Plan It, and other customer treatments across products/portfolios. The Senior Financial Analyst will help bridge the gap between Finance, Product, Pricing and Risk teams to perform quality profitability assessments, P&L management, investment decisioning and other ad hoc analytics to unlock financial insights driving incremental lending economics and help ensure business goals remain on-track. Additionally, they will support the business development teams’ pricing decisions on potential new partnerships. This role will report to a Manager within the Lending & Pricing team.

Responsibilities

• The ideal candidate will have excellent quantitative and financial reasoning, clear communication, strong organizational skills and curiosity about the lending world.
• Will support month-end reporting workstreams across different products and portfolios
• Will build good relationships with business partners while establishing trust and thought partnership

Qualifications

• 2+ years of relevant finance experience
• Ability to analyze complex data sets and build financial models to support strategic decision‑making
• Strong communication skills
• Strong attention to detail, with the ability to manage multiple priorities while ensuring accuracy and quality
• Advanced knowledge of Microsoft Excel and PowerPoint
• SQL experience preferred, or demonstrated ability and willingness to work with large customer-level dataset
• Bachelor’s degree in finance or relevant field

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​