Hanmi Bank
SUMMARY
The Senior Risk Analyst will facilitate the execution of the Bank’s Enterprise Risk Management Program. The Senior Risk Analyst will have responsibility for the review and implementation of certain components of the ERM such as Business Continuity Program and Vendor Management Program.
Ensures compliance with established Company policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Home Mortgage Disclosure Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act.
REQUIRED DUTIES
1. Assists with the identification and management of key operational risk issues
2. Implements risk assessment process, issues tracking, and measurement of and trend analysis of key risk indicators and key performance indicators
3. Collects information for preparation of monthly and quarterly risk management reports (including KRIs and KPIs for credit, liquidity, market, operational, strategic, compliance/legal and reputational risk)
4. Prepares and updates risk assessments, risk framework; monitoring and keeping them up to date to ensure appropriate management
5. Assists with daily tasks to support the Business Continuity Management Program
6. Responsible for maintaining and implementing the Vendor Management Program (maintaining appropriate policies and procedures; ensuring information is current, updating and reporting on gaps identified)
7. Responsible for working with appropriate departments to mitigate gaps and enhance the Vendor Management Program
8. Monitors and examines regulatory and industry white-papers related to risk management; communicates and develops action plan to address potential changes
9. Confers with relevant management to develop and communicate risk management policies, risk appetite and risk limits within agreed timeframes
10. Ensures action plans associated with identified risk issues are communicated and actioned within applicable timelines
11. Recommends and assists in establishing, communicating and facilitating the use of appropriate Risk Management methodologies, tools and techniques
12. Coordinates with audits and other control testing activates, including the response to recommendations and implementation of action plans
13. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
14. Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values.
15. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.
16. Performs duties specific to the position and other functions as assigned.
MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
• Bachelor’s degree from an accredited university; or at least 5 or more years of related experience and/or training.
• Work related experience must consist of experience in the financial services industry. Educational experience, through in -house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
• Advanced knowledge of Bank operations and lending products and services; related state and federal laws and regulations, and other Bank operational policies and procedures.
• Advanced skills in computer terminal and personal computer operation; mainframe computer system; word processing and spreadsheet software programs.
• Basic typing skills to meet production needs of the position.
• Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, read, analyze and interpret documents and professional journals , understand procedures, write reports, correspondence and procedures, speak clearly to customers and employees.
• Basic math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
• Thorough understanding of management procedures; ability to plan department or Company activities (setting objectives, developing strategies, budgeting, and developing policies and procedures); initiative to organize various functions necessary to accomplish department or Company activities; effectively staff (selecting, training and developing employees); directing employees towards the desired objectives (delegating, motivating, resolving problems); controlling the function (developing performance standards, measuring results, taking corrective action and rewarding employees as appropriate).
• Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
• Ability to work with no supervision while performing duties.
Pay $61,000 - $102,000 per year. The salary reflects the full, reasonably expected salary range for this position. Salary is based on the candidate’s current experience, education, skills, and abilities related to the position. Successful candidates may be eligible for bonus, stock, commissions, and incentives at the Company’s sole discretion. We offer a comprehensive benefits package, which vary depending on the position ultimately offered. All employees are offered paid sick time off. Depending on the position offered, benefits packages may include vacation leave; paid holidays; medical, dental, vision, life and disability insurance packages for employees and dependents; various other voluntary benefit offers, and optional retirement accounts.
We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law.
The application window for this position is expected to close on January 4, 2027.
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