Sr. Underwriting Innovation Consultant

Come join one of America’s fastest-growing insurance companies. Since 1848, National Life Group has aimed to keep our promises, providing families with stability in good times and in bad. Throughout that history, we have provided peace of mind to those families as they plan their futures.

Our mission extends beyond the insurance and annuities policies that we offer. We strive to make the world a better place through our grants from our charitable foundation, paid volunteer time for our employees, environmentally sustainable and healthy workplaces, and events that promote the work of nonprofits in our own backyard.

We foster a collaborative environment with opportunities for growth and encourage our associates to live our values: Do good. Be good. Make good.

Please note that we do not offer visa sponsorship for this position.

The Senior Underwriting Innovation Consultant drives performance improvement and innovation within the underwriting process. This role blends system analysis, automation strategy, vendor management, and project leadership to enhance efficiency, quality, and alignment across Underwriting, New Business, and Business Architecture.

Core Responsibilities

• Drive continuous improvement across the underwriting journey, including application flow, reflexive questions, rules logic, and evidence sources
• Serve as a primary liaison between the underwriting engine carrier, third party vendors, and Business Architecture teams
• Participate in business requirements development for initiatives impacting underwriting processes and systems
• Monitor rules engine performance to identify opportunities to improve efficiency, increase auto decision rates, and ensure alignment with Life Guide
• Review vendor performance and recommend enhancements to existing solutions as well as potential new third party data sources
• Manage monthly underwriting rulebook releases for both Simplified and Traditional workflows
• Support testing efforts and validation of system releases and new product integrations
• Support training initiatives related to the underwriting engine and third-party vendor processing
• Lead pilot efforts for emerging technologies and support implementation of new tools and data sources
• Partner with corporate leadership to analyze underwriting results and identify opportunities to improve new business value
• Respond to daily production inquiries with clear, timely, and accurate guidance for underwriting teams
• Proactively identify risks, gaps, and dependencies ahead of product launches and supports smooth execution through clear communication and collaboration.

Qualifications

• 10+ years of Underwriting experience
• Bachelor’s degree required
• Strong background in underwriting systems, automation, and process improvement.
• Proven ability to manage cross-functional projects and vendor relationships.
• Analytical mindset with experience in data-driven decision making.
• Excellent communication and collaboration skills.

Benefits

• Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!

Base Pay Range. The base pay range for this position is the range National Life reasonably and in good faith expects to pay for the position taking into account the wide variety of factors, including: prior experience and job-related knowledge; education, training and certificates; current business needs; and market factors. The final salary or hourly wages offered may be outside of this range based on other reasons and individual circumstances.

Additional Compensation and Benefits. The total compensation package for this position may also include a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. The successful candidate may also be eligible to participate in National Life’s discretionary annual incentive programs, subject to the rules governing such programs. If hired, the employee will be in an "at-will position" and National Life reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, company or individual department/team performance, and market factors.

National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT – founded in 1848, Life Insurance Company of the Southwest, Addison, TX – chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group.

Fortune 1000 status is based on the consolidated financial results of all National Life Group companies.

Social Media Policy

Site Disclosure and Privacy Policy

National Life Group

1 National Life Dr

Montpelier, VT 05604